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How To Winter-Proof Your Home

The chilly weather is here, but that doesn’t mean you have to be uncomfortable. Winter-proofing your home can save you money and keep you nice and…

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Benefits Of Owning A Home

As a homeowner, you can make changes to your home that fit your lifestyle. You can paint the walls, add new cabinets, and more. As a renter, you have…

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What Is Underwriting?

Most people think of a mortgage simply as a loan to allow you to purchase a property. While that is true, the process of getting a mortgage is more…

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10 Common Mortgage Terms To Know

If you buy a home, knowing your way around the mortgage industry is essential. You'll want to know the best mortgage terms to ask about and what they…

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Will Getting Pre-Approved Hurt My Credit?

So, you've found the perfect home and have decided that now is the time to buy it. You can see yourself living there for years to come, but do you…

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6 Credit Repair Tips For Homebuyers

​​​​​​​Buying a home is one of the most important investments you'll ever make. But if you have bad credit, it can be even more challenging.…

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Get A Lower VA Loan Rate With a 2-1 Buydown

A VA loan is a mortgage that veterans can use to purchase a home with no down payment. VA loans have lower interest rates and do not require mortgage…

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FHA Loan vs VA Loan: Key Differences

The FHA loan and the VA loan are popular home financing options for veterans. Both loans have many benefits, but they also have some key differences…

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San Diego Housing Market Update

San Diego is known for sunshine, beautiful beaches, surfing, a thriving food scene, and sky-high real estate prices. After two years of low-interest…

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Earnest Money & VA Loans

The real estate market has been hot for the past few years, and even now, with interest rates rising, scoring a home isn’t easy. The best way to show…

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VA Loan Limits For 2022

The Department of Veterans Affairs (VA) recently published an official statement announcing that VA loan limits for all states will rise in 2022.…

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Are VA Loans Assumable?

Unlike other mortgage loans, VA loans can be transferred from person to person. How does a VA loan assumption work? What are the pros and cons for…

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Can You Get A VA Loan After Bankruptcy?

If you've just filed for bankruptcy, it's time to stop stressing and start planning. You can still get approved for a VA home loan! Many veterans who…

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Can You Buy A Foreclosure With A VA Loan?

If you're looking to buy a house with a VA loan, you may wonder if you can purchase a foreclosure. The answer is yes. It's always best for both the…

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What Are VA Loan Occupancy Requirements?

If you’re applying for a VA home loan, you may wonder what occupancy requirements entail. Does it mean only I can live there? How long do I have to…

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What Are VA Non-Allowable Fees?

A VA loan is a mortgage backed by the Department of Veteran Affairs. The government guarantees loans made by private lending institutions, which…

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How To Choose A Mortgage Lender

Choosing the right lender for your mortgage is crucial to getting a great loan that you can afford. It's important to do your research and ask the…

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Best States For Veterans With Disability

Discover the top states for disabled veterans. Find out which states provide the best resources, benefits, and support for veterans with disabilities.

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VA Construction Loans- Start To Finish

Embark on your dream home project with VA construction loans. From start to finish, gain a comprehensive understanding of the process and…

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What Are Cash-Out Refinances?

Unlock the power of cash-out refinances. Learn how to tap into your home equity and access funds for major expenses or investments. Explore the…

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VA Loan Appraisal And Inspection Requirements

Discover the essential VA loan appraisal and inspection requirements. Ensure a smooth home buying process with valuable insights and expert guidance.