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What To Know About Buying A Condo With A VA Loan

VA loans are home loans backed by the U.S. Department of Veterans Affairs (VA). These unique mortgages allow eligible servicemen or women, veterans,…

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The 411 On Seller Concessions

The home market may be cooling off a bit, but there’s no doubt it’s still very much a seller’s market. Homes are in demand, and there are more buyers…

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Is A VA ARM Loan Right For You?

VA loans are one of the few options to buy or refinance a home with a 0% down payment. This special program offers a path to homeownership for the…

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How To Win A Bidding War On Your Dream Home In 2022

After years of saving, months of searching, and dozens of offers, you’ve finally found the perfect home for you. It has the location, the style, and…

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What Are Lender Credits Used For When Buying A House?

If you’re considering purchasing a home soon, you’ve likely realized how expensive the housing market is. Although VA loans don't require a down…

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How Much Home Can You Afford?

Buying a home is an exciting time, filled with many positive emotions (No more rent!) and other anxious feelings (Can we really afford this?). While…

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Can You Have A Second Mortgage With A VA Loan?

You’ve lived in your home for a while now, your kids are grown, and you have some extra money to spare. You begin to wonder if investing in real…

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How Do You Know When You’ve Found The Right House?

Finding the “right” home can feel like finding the right life partner. It can take a long time, and you don’t want to settle. You want to find a home…

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Three Benefits Of A Fixed-Rate Mortgage

Applying for a home loan is a monumental moment in a person’s life. It represents a new chapter of maturity, financial stability, and wealth…

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How To Calculate Your DTI

Let’s talk about DTI. If you’re thinking, “D-T-what?” let us explain. DTI stands for debt-to-income ratio. This ratio represents how much debt you…

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4 Quick And Easy Renovations To Boost Your Home Value

While a complete home remodel may be out of the question, there are many things you can do quickly and easily to boost your home’s beauty and value.

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What To Expect To See On Your Closing Disclosure

A closing disclosure is a statement of your final mortgage loan terms and closing costs. Although your closing disclosures are one of the last…

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3 Tips To Improve Your Credit Score

Grades are essential when you’re in school, but there are very few rating systems to tell you how you’re doing as an adult. Aside from your bank…

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Everything You Need To Know About Earnest Money Deposits

The earnest money is how homebuyers show a seller or a builder that they are committed to purchasing a property. Earnest money is a good faith…

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5 Things To Know About A VA Appraisal

VA loans are home loans backed by the U.S. Department of Veterans Affairs (VA). These unique mortgages allow eligible servicemen or women, veterans,…

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What Do Most HOAs Cover?

Homeowners associations, also known as HOAs, often get a bad reputation for sending mean letters about overgrown grass or vetoing exterior paint…

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6 Tips For Staging Your Home To Sell Quickly

Home staging is the act of making your home look as aesthetically pleasing as possible by decluttering, reorganizing, or completely re-designing.…

Couple at table with loan officer looking at contract

What Goes Into A Monthly Mortgage Payment?

With that new homeowner glimmer in your eyes, it can be tempting to gloss over the details. But what really goes into a monthly mortgage payment…

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Differences Between Cash-Out and IRRRL Refinances

Millions of homeowners in the US refinance their mortgages every year. 2021 was one of the most historic years where more people than ever before…

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What Determines Interest Rates?

Interest is the price you pay to borrow money and interest rates are a certain percentage of the total loan amount that is paid back to the lender.…

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What Are Minimum Property Requirements?

VA Home Loans are powerful loans available exclusively for those who have served or are actively serving in the US military.