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Get A Lower VA Loan Rate With a 2-1 Buydown

A VA loan is a mortgage that veterans can use to purchase a home with no down payment. VA loans have lower interest rates and do not require mortgage…

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FHA Loan vs VA Loan: Key Differences

The FHA loan and the VA loan are popular home financing options for veterans. Both loans have many benefits, but they also have some key differences…

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San Diego Housing Market Update

San Diego is known for sunshine, beautiful beaches, surfing, a thriving food scene, and sky-high real estate prices. After two years of low-interest…

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Earnest Money & VA Loans

The real estate market has been hot for the past few years, and even now, with interest rates rising, scoring a home isn’t easy. The best way to show…

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VA Loan Limits For 2022

The Department of Veterans Affairs (VA) recently published an official statement announcing that VA loan limits for all states will rise in 2022.…

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What is VA Loan Entitlement?

VA loan entitlement is the amount of money veterans can use towards a home loan. If you have a VA loan and want to know how much entitlement you have…

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Are VA Loans Assumable?

Unlike other mortgage loans, VA loans can be transferred from person to person. How does a VA loan assumption work? What are the pros and cons for…

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Can You Get A VA Loan After Bankruptcy?

If you've just filed for bankruptcy, it's time to stop stressing and start planning. You can still get approved for a VA home loan! Many veterans who…

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Can You Buy A Foreclosure With A VA Loan?

If you're looking to buy a house with a VA loan, you may wonder if you can purchase a foreclosure. The answer is yes. It's always best for both the…

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What Are VA Loan Occupancy Requirements?

If you’re applying for a VA home loan, you may wonder what occupancy requirements entail. Does it mean only I can live there? How long do I have to…

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What Are VA Non-Allowable Fees?

A VA loan is a mortgage backed by the Department of Veteran Affairs. The government guarantees loans made by private lending institutions, which…

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How To Choose A Mortgage Lender

Choosing the right lender for your mortgage is crucial to getting a great loan that you can afford. It's important to do your research and ask the…

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Best States For Veterans With Disability

If you’re a disabled veteran, you understand the unique challenges that come with daily living. You may have been injured in combat or suffered from…

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VA Construction Loans- Start To Finish

The VA Construction Loan is a home loan program that provides financing for the purchase of land, home construction, and home additions. There are…

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What Are Cash-Out Refinances?

Most homeowners have an idea of what refinancing means, but many may not realize that there are different ways to refinance a home. A cash-out…

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VA Loan Appraisal And Inspection Requirements

The VA loan process can be confusing, and there are many steps to go through before receiving the keys to your new house. If you're considering…

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Should You Buy A Home Now Or Wait?

There are many factors to consider when deciding whether or not now is the right time for you to take the leap from renting to purchase your first…

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How Do Realtors Get Paid?

When you want to buy or sell a home, one of the first things you need to consider is who will represent you in the transaction. If you're serious…

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First-Time Homebuyer Mistakes To Avoid

Buying your first home is an exciting experience. It can also be a stressful one. There are so many decisions to make, from how much you should spend…

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How To Refinance Your Home With A VA Loan

When you refinance your current mortgage, you pay off your existing loan and replace it with a new loan. One of the most common reasons why…

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How To Apply For A VA Home Loan

The VA home loan program is an excellent way for service members, veterans, and their families to own a home. It's also an excellent program for…