Kids blocks displaying an interest rate and up and down arrows

Interest Rates Explained: Fixed vs. Adjustable

When you buy a home using a home loan product, you’ll need to work with a bank or lender to finance your purchase. In order to loan you the money,…

Construction worker with home owners look at blue prints

Navigating the VA Construction Loan

The real estate market is booming right now and with limited inventory, a lot of buyers are looking for other options to buy their dream home.

Signing a contract

FHA Loans vs VA Loans

When starting your home buying journey, it’s vital that you understand the best options out there regarding loan products. This is especially…

A home under renovation

How Does the VA Renovation Loan Work?

The VA Loan products are some of the most powerful tools when it comes to buying a home. Because they are available exclusively to military families…

Suburb street with homes

VA Jumbo Loans Compared to Regular Jumbo Loans

When you make the decision to buy a home, you are likely committing to the most expensive purchase you’ve made to date and it’s important that you…

American flag patch with a key

Conventional Loans vs. VA Loans

A mortgage is a loan given to a homebuyer through a bank or lender to purchase a home, and the repayment terms of most home loans are typically…

A couple looking over bills with calculators

What Goes into Your Monthly Mortgage Payment?

Buying a house is one of the biggest financial commitments you’ll make in life. While many people only consider the total sale price of a house to…

A bag of cash and a bag representing risk on a scale

The Difference Between Loan Officers and Underwriters

Buying a home is a major investment, and the process includes several important stages along the way. While there are many different people you work…

Person with magnifying glass over a small house model

How Do Appraisers Determine the Value of a Home?

Whenever you’re in the process of purchasing a home, you’ll likely need to get an appraisal at some point during the process. Appraisals are done in…

A couple signing a contract

How to Make a Smart Offer on a House

Buying a home is one of the most expensive purchases you’ll ever make and because it’s a commitment, it’s important that you are confident with your…

A couple looking at a home with a Realtor

Benefits of Working with a Realtor

Whether you’re looking for a house to buy or are wanting to put your house on the market, working with a real estate agent can make a huge difference…

Couple with agent

The Difference Between a Listing Agent and a Buyer’s Agent

Real estate agents can be an incredibly important asset to any home buying or selling experience. Depending on the state, some realtors are licensed…

Couple looking over paperwork

What Exactly Do Loan Officers Do?

As you navigate your home buying journey there are many different people you will work with throughout the process such as loan officers, realtors,…

Couple on couch with hands in the air smiling

When Can You Use Your VA Home Loan More Than Once?

The VA Home Loan is one of the most powerful mortgages available and it’s reserved exclusively for veterans and service members. Since this loan has…

5 stacks of coins getting taller as it goes up

How Do Interest Rates Work?

Buying a new house is one of the most rewarding and exciting purchases you can make and as a first-time homebuyer it’s important to understand the…

Aerial shot of a suburban street

4 Things You Should Research Before Buying a House

If you’re in the market to buy a new house, chances are you have an idea of where you want to look. Whether that’s general vicinity or specific…

A house during dusk with lights on

How To Determine How Much Home You Can Afford

Buying a house may feel like a major commitment but it is one of the most powerful and rewarding purchases you can make. Mortgage loans can be…

Loan officer shaking hands with a cuple who just bought a house

Key People You Work with During Your Home Buying Journey

When you buy a new house, there are many people that you meet along the way in your home buying journey. While many people think that all you need is…

A hand stacking coins leading up to a model house

3 Tips for Saving for Your Dream Home

Buying a new house is an incredibly exciting experience. Regardless of if you’re a first-time homebuyer or are looking to upgrade or downgrade in…

Person standing in living room preparing to paint

3 Big Expenses to Expect After You Close on a Home

Buying a house is one of the most expensive purchases you’ll ever make. When you first meet with a loan officer like those at MHS Lending to find out…

A real estate agent showing a home to a couple with an infant

How To Choose the Right Real Estate Agent For You

Buying a house is one of the biggest decisions you’ll ever make and it’s important that you have the right team in your corner. Working with a real…