Navigating the Home Loan Market in a Tough Economy
Navigating the home loan market in a tough economy is no easy task. With the housing market in flux, interest rates on the rise, and banks tightening…
The Benefits of Being a Military First-Time Home Buyer
Buying a home can be an exciting, if not intimidating experience for a first-time buyer. For military members, the home buying process can pose…
The Top 5 Misconceptions About VA Home Loans
Veterans and active military members have access to some of the best home loans available. The most common question asked by veterans and active-duty…
The Pros and Cons of Adjustable-Rate Mortgages in a Volatile Market
Deciding on and getting approved for a home loan is no small decision. On top of that the choice to take on an adjustable-rate mortgage, or ARM, can…
The VA Renovation Loan: A Great Option for Upgrading Your Home
Are you a veteran or active-duty service member looking to upgrade your home through renovations? If so, then you may want to consider applying for…
The Role of Your Credit Score in the Home Loan Process in a Difficult Market
If you're thinking of applying for a home loan, your credit score is an important factor in the process. Purchasing a home is a major investment, and…
5 Things to Know Before Applying for a VA Home Loan
Applying for a home loan can be a daunting and exhausting process for any homebuyer. The process can become especially overwhelming for veterans and…
Moving Tips For New Homeowners
Moving is one of the most stressful experiences that we can go through in our lives. It's expensive, time-consuming, and exhausting. But there are…
Tax Deductions For Homeowners
It seems like most of the time, people are talking about taxes in a negative light. But there's actually a lot of good news for homeowners out there…
How To Winter-Proof Your Home
The chilly weather is here, but that doesn’t mean you have to be uncomfortable. Winter-proofing your home can save you money and keep you nice and…
Benefits Of Owning A Home
As a homeowner, you can make changes to your home that fit your lifestyle. You can paint the walls, add new cabinets, and more. As a renter, you have…
What Is Underwriting?
Most people think of a mortgage simply as a loan to allow you to purchase a property. While that is true, the process of getting a mortgage is more…
10 Common Mortgage Terms To Know
If you buy a home, knowing your way around the mortgage industry is essential. You'll want to know the best mortgage terms to ask about and what they…
Will Getting Pre-Approved Hurt My Credit?
So, you've found the perfect home and have decided that now is the time to buy it. You can see yourself living there for years to come, but do you…
6 Credit Repair Tips For Homebuyers
Buying a home is one of the most important investments you'll ever make. But if you have bad credit, it can be even more challenging.…
Get A Lower VA Loan Rate With a 2-1 Buydown
A VA loan is a mortgage that veterans can use to purchase a home with no down payment. VA loans have lower interest rates and do not require mortgage…
FHA Loan vs VA Loan: Key Differences
The FHA loan and the VA loan are popular home financing options for veterans. Both loans have many benefits, but they also have some key differences…
San Diego Housing Market Update
San Diego is known for sunshine, beautiful beaches, surfing, a thriving food scene, and sky-high real estate prices. After two years of low-interest…
Earnest Money & VA Loans
The real estate market has been hot for the past few years, and even now, with interest rates rising, scoring a home isn’t easy. The best way to show…
VA Loan Limits For 2022
The Department of Veterans Affairs (VA) recently published an official statement announcing that VA loan limits for all states will rise in 2022.…
Are VA Loans Assumable?
Unlike other mortgage loans, VA loans can be transferred from person to person. How does a VA loan assumption work? What are the pros and cons for…