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What Do Most HOAs Cover?

Homeowners associations, also known as HOAs, often get a bad reputation for sending mean letters about overgrown grass or vetoing exterior paint…

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6 Tips For Staging Your Home To Sell Quickly

Home staging is the act of making your home look as aesthetically pleasing as possible by decluttering, reorganizing, or completely re-designing.…

Couple at table with loan officer looking at contract

What Goes Into A Monthly Mortgage Payment?

With that new homeowner glimmer in your eyes, it can be tempting to gloss over the details. But what really goes into a monthly mortgage payment…

A house key with a refinance keychain

Differences Between Cash-Out and IRRRL Refinances

Millions of homeowners in the US refinance their mortgages every year. 2021 was one of the most historic years where more people than ever before…

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What Determines Interest Rates?

Interest is the price you pay to borrow money and interest rates are a certain percentage of the total loan amount that is paid back to the lender.…

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What Are Minimum Property Requirements?

VA Home Loans are powerful loans available exclusively for those who have served or are actively serving in the US military.

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Interest Rates Explained: Fixed vs. Adjustable

When you buy a home using a home loan product, you’ll need to work with a bank or lender to finance your purchase. In order to loan you the money,…

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Navigating the VA Construction Loan

The real estate market is booming right now and with limited inventory, a lot of buyers are looking for other options to buy their dream home.

Signing a contract

FHA Loans vs VA Loans

When starting your home buying journey, it’s vital that you understand the best options out there regarding loan products. This is especially…

A home under renovation

How Does the VA Renovation Loan Work?

The VA Loan products are some of the most powerful tools when it comes to buying a home. Because they are available exclusively to military families…

Suburb street with homes

VA Jumbo Loans Compared to Regular Jumbo Loans

When you make the decision to buy a home, you are likely committing to the most expensive purchase you’ve made to date and it’s important that you…

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Conventional Loans vs. VA Loans

A mortgage is a loan given to a homebuyer through a bank or lender to purchase a home, and the repayment terms of most home loans are typically…

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What Goes into Your Monthly Mortgage Payment?

Buying a house is one of the biggest financial commitments you’ll make in life. While many people only consider the total sale price of a house to…

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The Difference Between Loan Officers and Underwriters

Buying a home is a major investment, and the process includes several important stages along the way. While there are many different people you work…

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How Do Appraisers Determine the Value of a Home?

Whenever you’re in the process of purchasing a home, you’ll likely need to get an appraisal at some point during the process. Appraisals are done in…

A couple signing a contract

How to Make a Smart Offer on a House

Buying a home is one of the most expensive purchases you’ll ever make and because it’s a commitment, it’s important that you are confident with your…

A couple looking at a home with a Realtor

Benefits of Working with a Realtor

Whether you’re looking for a house to buy or are wanting to put your house on the market, working with a real estate agent can make a huge difference…

Couple with agent

The Difference Between a Listing Agent and a Buyer’s Agent

Real estate agents can be an incredibly important asset to any home buying or selling experience. Depending on the state, some realtors are licensed…

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What Exactly Do Loan Officers Do?

As you navigate your home buying journey there are many different people you will work with throughout the process such as loan officers, realtors,…

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When Can You Use Your VA Home Loan More Than Once?

The VA Home Loan is one of the most powerful mortgages available and it’s reserved exclusively for veterans and service members. Since this loan has…

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How Do Interest Rates Work?

Buying a new house is one of the most rewarding and exciting purchases you can make and as a first-time homebuyer it’s important to understand the…