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Everything You Need To Know About Earnest Money Deposits

The earnest money is how homebuyers show a seller or a builder that they are committed to purchasing a property. Earnest money is a good faith…

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5 Things To Know About A VA Appraisal

VA loans are home loans backed by the U.S. Department of Veterans Affairs (VA). These unique mortgages allow eligible servicemen or women, veterans,…

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What Do Most HOAs Cover?

Homeowners associations, also known as HOAs, often get a bad reputation for sending mean letters about overgrown grass or vetoing exterior paint…

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6 Tips For Staging Your Home To Sell Quickly

Home staging is the act of making your home look as aesthetically pleasing as possible by decluttering, reorganizing, or completely re-designing.…

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What Goes Into A Monthly Mortgage Payment?

With that new homeowner glimmer in your eyes, it can be tempting to gloss over the details. But what really goes into a monthly mortgage payment…

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Differences Between Cash-Out and IRRRL Refinances

Millions of homeowners in the US refinance their mortgages every year. 2021 was one of the most historic years where more people than ever before…

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What Determines Interest Rates?

Interest is the price you pay to borrow money and interest rates are a certain percentage of the total loan amount that is paid back to the lender.…

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What Are Minimum Property Requirements?

VA Home Loans are powerful loans available exclusively for those who have served or are actively serving in the US military.

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Interest Rates Explained: Fixed vs. Adjustable

When you buy a home using a home loan product, you’ll need to work with a bank or lender to finance your purchase. In order to loan you the money,…

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Navigating the VA Construction Loan

The real estate market is booming right now and with limited inventory, a lot of buyers are looking for other options to buy their dream home.

Signing a contract

FHA Loans vs VA Loans

When starting your home buying journey, it’s vital that you understand the best options out there regarding loan products. This is especially…

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How Does the VA Renovation Loan Work?

The VA Loan products are some of the most powerful tools when it comes to buying a home. Because they are available exclusively to military families…

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VA Jumbo Loans Compared to Regular Jumbo Loans

When you make the decision to buy a home, you are likely committing to the most expensive purchase you’ve made to date and it’s important that you…

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Conventional Loans vs. VA Loans

A mortgage is a loan given to a homebuyer through a bank or lender to purchase a home, and the repayment terms of most home loans are typically…

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What Goes into Your Monthly Mortgage Payment?

Buying a house is one of the biggest financial commitments you’ll make in life. While many people only consider the total sale price of a house to…

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The Difference Between Loan Officers and Underwriters

Buying a home is a major investment, and the process includes several important stages along the way. While there are many different people you work…

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How Do Appraisers Determine the Value of a Home?

Whenever you’re in the process of purchasing a home, you’ll likely need to get an appraisal at some point during the process. Appraisals are done in…

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How to Make a Smart Offer on a House

Buying a home is one of the most expensive purchases you’ll ever make and because it’s a commitment, it’s important that you are confident with your…

A couple looking at a home with a Realtor

Benefits of Working with a Realtor

Whether you’re looking for a house to buy or are wanting to put your house on the market, working with a real estate agent can make a huge difference…

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The Difference Between a Listing Agent and a Buyer’s Agent

Real estate agents can be an incredibly important asset to any home buying or selling experience. Depending on the state, some realtors are licensed…

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What Exactly Do Loan Officers Do?

As you navigate your home buying journey there are many different people you will work with throughout the process such as loan officers, realtors,…