VA Construction Loans- Start To Finish
The VA Construction Loan is a home loan program that provides financing for the purchase of land, home construction, and home additions. There are…
What Are Cash-Out Refinances?
Most homeowners have an idea of what refinancing means, but many may not realize that there are different ways to refinance a home. A cash-out…
VA Loan Appraisal And Inspection Requirements
The VA loan process can be confusing, and there are many steps to go through before receiving the keys to your new house. If you're considering…
Should You Buy A Home Now Or Wait?
There are many factors to consider when deciding whether or not now is the right time for you to take the leap from renting to purchase your first…
How Do Realtors Get Paid?
When you want to buy or sell a home, one of the first things you need to consider is who will represent you in the transaction. If you're serious…
First-Time Homebuyer Mistakes To Avoid
Buying your first home is an exciting experience. It can also be a stressful one. There are so many decisions to make, from how much you should spend…
How To Refinance Your Home With A VA Loan
When you refinance your current mortgage, you pay off your existing loan and replace it with a new loan. One of the most common reasons why…
How To Apply For A VA Home Loan
The VA home loan program is an excellent way for service members, veterans, and their families to own a home. It's also an excellent program for…
What To Know About Buying A Condo With A VA Loan
VA loans are home loans backed by the U.S. Department of Veterans Affairs (VA). These unique mortgages allow eligible servicemen or women, veterans,…
The 411 On Seller Concessions
The home market may be cooling off a bit, but there’s no doubt it’s still very much a seller’s market. Homes are in demand, and there are more buyers…
Is A VA ARM Loan Right For You?
VA loans are one of the few options to buy or refinance a home with a 0% down payment. This special program offers a path to homeownership for the…
How To Win A Bidding War On Your Dream Home In 2022
After years of saving, months of searching, and dozens of offers, you’ve finally found the perfect home for you. It has the location, the style, and…
What Are Lender Credits Used For When Buying A House?
If you’re considering purchasing a home soon, you’ve likely realized how expensive the housing market is. Although VA loans don't require a down…
How Much Home Can You Afford?
Buying a home is an exciting time, filled with many positive emotions (No more rent!) and other anxious feelings (Can we really afford this?). While…
Can You Have A Second Mortgage With A VA Loan?
You’ve lived in your home for a while now, your kids are grown, and you have some extra money to spare. You begin to wonder if investing in real…
How Do You Know When You’ve Found The Right House?
Finding the “right” home can feel like finding the right life partner. It can take a long time, and you don’t want to settle. You want to find a home…
Three Benefits Of A Fixed-Rate Mortgage
Applying for a home loan is a monumental moment in a person’s life. It represents a new chapter of maturity, financial stability, and wealth…
How To Calculate Your DTI
Let’s talk about DTI. If you’re thinking, “D-T-what?” let us explain. DTI stands for debt-to-income ratio. This ratio represents how much debt you…
4 Quick And Easy Renovations To Boost Your Home Value
While a complete home remodel may be out of the question, there are many things you can do quickly and easily to boost your home’s beauty and value.
What To Expect To See On Your Closing Disclosure
A closing disclosure is a statement of your final mortgage loan terms and closing costs. Although your closing disclosures are one of the last…
3 Tips To Improve Your Credit Score
Grades are essential when you’re in school, but there are very few rating systems to tell you how you’re doing as an adult. Aside from your bank…