The state of West Virginia outlined with the state flag overlaid on top of it

West Virginia

VA Loans in West Virginia

The VA Loan is an essential tool for military families and veterans in West Virginia, offering substantial benefits for homebuyers. Cities like Charleston, Morgantown, Huntington, Parkersburg, and Wheeling are popular among veterans and active-duty military personnel taking advantage of the VA Loan.

With benefits such as $0 down payment, no PMI, competitive interest rates, and flexible credit score requirements, the VA Loan program is making homeownership more accessible for West Virginia's military community.

Median Sale Price of Homes in West Virginia*

Charleston $144,620
Morgantown $261,649
Huntington $116,506
Parkersburg $130,923
Wheeling $131,176

*Data estimated based on recent market trends.

Property Taxes in West Virginia

West Virginia's property tax rates are moderate compared to the national average, with the state offering various exemptions that can benefit veterans. The effective property tax rate in West Virginia aligns closely with the national average, providing a balanced approach to property taxation.

VA Disability in West Virginia

Veterans with disabilities in West Virginia may qualify for property tax exemptions, reducing the financial burden on those who have served. The state's commitment to supporting its veterans is evident through these beneficial policies, aiding in their pursuit of homeownership.

Insurance Programs in West Virginia

With West Virginia's diverse climate and topography, homeowners should consider comprehensive insurance to cover potential natural disasters like floods or landslides. VA Loan recipients are advised to seek policies that provide ample protection for their homes and families.

Military Presence in West Virginia

While West Virginia may not host a significant number of military bases, its support for the armed forces is strong. The state offers numerous resources and benefits to veterans and active-duty military members, fostering a supportive environment for those who choose to settle here using the VA Loan program.

VA Home Loan Volume in 2021 in West Virginia*

Total Loans 1,987
Average Loan Amount $266,363
Total Loan Amount (ALL) $529,263,501
Total Purchase Loans 1,588
Total Purchase Loans % 79.92%
Total IRRRL Loans 33
Total IRRRL Loans % 1.66%
Total Cash-Out Loans 366
Total Cash-Out Loans % 18.42%

*Data provided by the user for VA Home Loan Volume in West Virginia.

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FAQ’s about VA Loans in West Virginia

How do I buy a house in West Virginia? The best way to get started is to give us a call or fill out this form to get started!

How do I find more information about property taxes and exemptions for veterans in West Virginia? Click here to read more details regarding major property tax exemptions in every state.

What are the average interest rates in West Virginia? Interest rates for VA Loans are often lower than the national average rates for conventional loans. Click here to learn more about interest rates.