Charleston
About Charleston, West Virginia
Welcome to Charleston, the capital city of West Virginia, nestled at the confluence of the Elk and Kanawha Rivers. As the state's cultural, governmental, and economic hub, Charleston offers a rich blend of history and modernity. The city is known for its vibrant arts scene, including live music, theaters, and galleries, and the annual FestivALL event that transforms the city into a lively arts venue. Charleston's economy is bolstered by industries such as healthcare, education, government, and trade. Residents enjoy the city’s numerous parks, historical architecture, and the scenic riverfront that provides ample opportunities for outdoor recreation.
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Average Home Prices in Charleston
The average home price in Charleston, WV, is approximately $149,601, making it an affordable option for those looking to live in a capital city. The real estate market here features a variety of housing options from historic homes in established neighborhoods to newer developments, catering to diverse preferences and budgets. Charleston’s appeal is enhanced by its low cost of living compared to other U.S. capital cities.
Based on calculations of home data from MLS and/or public records.
Veteran Benefits in West Virginia
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West Virginia Veterans Homes
West Virginia operates a veterans home in Barboursville and a nursing facility in Clarksburg. Eligibility requires West Virginia residency for at least 30 days prior to application (or entry into service from West Virginia), an honorable discharge, and at least 12 months of active duty service. Charges are based on income.
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West Virginia Veteran Financial Benefits
All military pay is exempt from state tax if stationed out-of-state. Retired pay and SBP payments are also tax-free. The Disabled Veterans Homestead Exemption provides property tax relief for veterans with 100% permanent and total service-connected disabilities. Veterans who served during the War in Afghanistan may be eligible for a cash bonus of $600 for service in a combat zone or $400 for non-combat service.
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West Virginia Veterans Preference for State Jobs
Wartime veterans with an honorable discharge receive a 5-point addition to their score on state employment tests. An additional 5 points are awarded to those with a Purple Heart or VA disability.
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West Virginia Veteran Education Benefits
The State War Orphans Education Assistance offers free state college tuition to children of veterans who died on active duty during a wartime period or due to wartime injuries, aged 16 to 23. The Veterans Re-Education Act Fund provides tuition assistance for veterans who have exhausted their GI Bill benefits. Tuition and mandatory fees are waived at all state colleges for West Virginia residents who are Medal of Honor or Purple Heart recipients.
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West Virginia Veteran Recreation Benefits
Veterans with a 100% service-connected disability, or those in receipt of the VA automobile grant, are exempt from needing hunting and fishing licenses. Active duty residents do not need licenses while home on leave. A 10% discount is available on lodge rooms, cabins, and campsites at state parks for veterans and active duty members.
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West Virginia State Veterans Cemetery
The Donel C. Kinnard Memorial State Veterans Cemetery in Dunbar provides free burial for veterans and a small fee for spouses and dependent children. Eligibility mirrors national cemetery standards.
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Headstone Placement
The Jack Bennett Fund helps cover the cost of installing VA-provided grave markers for families who demonstrate financial need, offering up to $380 to offset these costs.
Charleston Neighborhoods and Surrounding Areas
Charleston’s neighborhoods each offer unique qualities and attractions. Here’s a detailed look at 20 vibrant communities:
- Downtown Charleston: The economic and cultural heart of the city, featuring Capitol Street and Kanawha Boulevard, which host a variety of shops, restaurants, and businesses.
- South Hills: Known for its beautiful homes, winding streets, and the exclusive Bridge Road shopping area, South Hills is one of Charleston’s most desirable neighborhoods.
- East End: A historic area featuring a mix of grand old homes and modern apartments, the East End is vibrant, with a strong sense of community and cultural diversity.
- West Side: A diverse neighborhood, home to a mix of residential styles and the revitalized Elk City Historic District, known for its arts and antique shops.
- Kanawha City: Offering a suburban feel with convenient access to shopping centers and restaurants, Kanawha City is popular among families and older adults.
- Fort Hill: Known for its quiet, tree-lined streets and spacious mid-century homes, Fort Hill offers privacy and tranquility close to the city center.
- North Charleston: An area undergoing revitalization, North Charleston features affordable housing and new business developments.
- Edgewood: Historic and affluent, Edgewood is home to stately homes with sprawling lawns, nestled in a leafy, established neighborhood.
- Elkview: Located to the northeast of downtown, Elkview is more rural, appealing to those looking for more space and a quieter lifestyle.
- Mink Shoals: Close to the Elk River, Mink Shoals offers a mix of residential options, from waterfront properties to newer subdivisions.
- South Charleston: An independent city within the metro area, South Charleston is a hub for commerce and industry, with a variety of housing options available.
- St. Albans: A family-friendly area with a small-town feel, St. Albans features community events and waterfront activities along the Coal River.
- Dunbar: Known for its recreational opportunities, including the Shawnee Park, Dunbar offers affordable living within close proximity to Charleston.
- Cross Lanes: A residential community with quick access to major highways, Cross Lanes is convenient for commuters and those seeking suburban amenities.
- Sissonville: A rural community north of Charleston, Sissonville is known for its scenic landscapes and strong community bonds.
- Teays Valley: Rapidly growing, Teays Valley offers a range of new housing developments and excellent schools, making it popular among young families.
- Hurricane: Known for its well-kept neighborhoods and active community life, Hurricane is a growing area with many local businesses and amenities.
- Nitro: An area with a rich history related to the explosives industry, Nitro today offers a range of housing options and a revitalized main street.
- Rand: A small community close to the Kanawha River, Rand offers affordable housing with easy access to the amenities of larger nearby cities.
- Pinch: Offering a blend of old and new homes in a serene setting, Pinch is ideal for those looking for a peaceful residential area close to nature.
Military Presence in Charleston
While Charleston does not host a major military installation, its strategic location in West Virginia contributes to a modest military presence through various small armories and reserve centers which support the state and national defense efforts.
Local Universities in Charleston
Charleston is home to several higher education institutions that enhance the city’s educational landscape:
- University of Charleston: A private university offering a wide range of undergraduate and graduate programs, known for its professional degrees in health sciences, business, and social sciences.
- West Virginia State University: Located just outside Charleston in Institute, this historically black university offers diverse academic programs and is a hub for agricultural research.
VA Home Loans and MHS Lending in Charleston
VA Home Loans provide significant benefits for veterans considering Charleston as their home, offering financial advantages to ease the homeownership process:
- No Down Payment Required: Eligible veterans can purchase homes in Charleston without a down payment, which is especially advantageous given the city’s affordable real estate market.
- Competitive Interest Rates: VA Loans typically feature lower interest rates compared to conventional loans, reducing the cost over the life of the mortgage.
- No Private Mortgage Insurance (PMI): VA loans do not require PMI, resulting in lower monthly payments for homebuyers.
MHS Lending, specializing in VA Loans, provides expert assistance to veterans navigating the buying process, helping them maximize their benefits in Charleston.
