VA Home Loan
Affordability and Payment Calculator

Estimate your loan preapproval based on your income, expenses, and affordability.

Looking for something more personal?

Get a personalized assessment from a Home Loan Specialist


I WANT TO
BUY A HOME

I WANT TO
REFINANCE

What is your branch of Service?

What is your branch of Service?

What can you afford?
Location:
Annual Income:
Enter your annual income before taxes. Self employed? Average the last 2 years.
Monthly Debt Payments:
Enter the monthly debts that would be included on your credit report. Things like car payments, credit card minimums, or student loans. You can, but you do not need to include your current housing expense or other ancillary monthly costs like internet, utilities, or insurance.
Down Payment:
See if you are eligible for a $0 down VA loan
Credit Score:
Interest Rate:
Loan Term:
Military Type:
Disability %:
a home price up to
0
would be AFFORDABLE
AND
your monthly payment
would be
0
Monthly debts exceed Debt to Income Ratio. Drag the bar to a higher ratio, or give us a call at 1(866) VET-LNDR (838-5637) to speak with a VA Loan specialist about what you can afford.
Debt To Income Ratio:
Affordable Risky
DTI (Debt to Income ratio) is the ratio of your major monthly debt payments to your gross monthly income. With VA loans, a DTI ratio grater than 41 percent can require closer scrutiny. Veterans should find a balance that works for them and their goals.
  • Pricipal & Interest

  • Taxes

  • Homeowner's Insurance

  • VA Funding Fee

Loan Totals
  • Purchase Price

  • Down Payment

  • VA Funding Fee

  • Total Loan Amount