Interest rate

VA Loan Rates:

Updated Daily

Join our community of thousands of Veterans who trust us to help them reach their dream home. Our team of VA specialists is here to support you every step of the way.

Today's VA Loan Rates:


30-Year Fixed VA Purchase Loan

5.875%

6.075%

Points: 2.125 ($6,375.00)

15-Year Fixed VA Purchase Loan

4.875%

5.24%

Points: 2.375 ($7,125.00)

Rate on this table are based on a 720 credit score. View full rate assumptions for this table or customizable rate based on your credit.

Rates

other VA rates

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30 Year VA
Cash-Out Refinance

Rate

6.625%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

7.025%

Points: 4 ($12,000.00)

  • Show Additional Rates
    Rate

    7.125%

    /

    APR

    7.471%

    Points: 3.375 ($10,125.00)

    Rate

    7.75%

    /

    APR

    8.015%

    Points: 2.5 ($7,500.00)

30 Year VA
Jumbo Purchase

Rate

6.75%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

7.219%

Points: 4.625 ($41,625.00)

  • Show Additional Rates
    Rate

    7.25%

    /

    APR

    7.679%

    Points: 4.125 ($37,125.00)

    Rate

    7.75%

    /

    APR

    8.151%

    Points: 3.75 ($33,750.00)

30 Year VA
Purchase

Rate

7.125%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

7.471%

Points: 3.375 ($10,125.00)

  • Show Additional Rates
    Rate

    7.25%

    /

    APR

    7.559%

    Points: 3 ($9,000.00)

    Rate

    7.75%

    /

    APR

    8.015%

    Points: 2.5 ($7,500.00)

30 Year VA
VA Rate Reduction

Rate

7.125%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

7.419%

Points: 2.875 ($8,625.00)

  • Show Additional Rates
    Rate

    7.25%

    /

    APR

    7.507%

    Points: 2.5 ($7,500.00)

    Rate

    7.75%

    /

    APR

    7.961%

    Points: 2 ($6,000.00)

30 Year VA
Cash-Out Refinance

Rate

6.625%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.974%

Points: 3.5 ($10,500.00)

  • Show Additional Rates
    Rate

    7.25%

    /

    APR

    7.507%

    Points: 2.5 ($7,500.00)

    Rate

    7.75%

    /

    APR

    7.974%

    Points: 2.125 ($6,375.00)

30 Year VA
Purchase

Rate

6.75%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

7.05%

Points: 3 ($9,000.00)

  • Show Additional Rates
    Rate

    7.25%

    /

    APR

    7.507%

    Points: 2.5 ($7,500.00)

    Rate

    7.75%

    /

    APR

    7.974%

    Points: 2.125 ($6,375.00)

30 Year VA
Jumbo Purchase

Rate

6.75%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

7.166%

Points: 4.125 ($37,125.00)

  • Show Additional Rates
    Rate

    7.25%

    /

    APR

    7.639%

    Points: 3.75 ($33,750.00)

    Rate

    7.75%

    /

    APR

    8.11%

    Points: 3.375 ($30,375.00)

30 Year VA
VA Rate Reduction

Rate

6.75%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.999%

Points: 2.5 ($7,500.00)

  • Show Additional Rates
    Rate

    7.25%

    /

    APR

    7.454%

    Points: 2 ($6,000.00)

    Rate

    7.75%

    /

    APR

    7.921%

    Points: 1.625 ($4,875.00)

30 Year VA
Purchase

Rate

6.25%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.467%

Points: 2.25 ($6,750.00)

  • Show Additional Rates
    Rate

    6.75%

    /

    APR

    6.898%

    Points: 1.5 ($4,500.00)

    Rate

    7.125%

    /

    APR

    7.251%

    Points: 1.25 ($3,750.00)

30 Year VA
VA Rate Reduction

Rate

6.25%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.467%

Points: 2.25 ($6,750.00)

  • Show Additional Rates
    Rate

    7.25%

    /

    APR

    7.339%

    Points: 0.875 ($2,625.00)

    Rate

    7.75%

    /

    APR

    7.894%

    Points: 1.375 ($4,125.00)

30 Year VA
Cash-Out Refinance

Rate

6.25%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.467%

Points: 2.25 ($6,750.00)

  • Show Additional Rates
    Rate

    7.125%

    /

    APR

    7.251%

    Points: 1.25 ($3,750.00)

    Rate

    7.25%

    /

    APR

    7.339%

    Points: 0.875 ($2,625.00)

30 Year VA
Jumbo Purchase

Rate

6.75%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

7.037%

Points: 2.875 ($25,875.00)

  • Show Additional Rates
    Rate

    7.25%

    /

    APR

    7.52%

    Points: 2.625 ($23,625.00)

    Rate

    7.75%

    /

    APR

    8.042%

    Points: 2.75 ($24,750.00)

30 Year VA
Purchase

Rate

5.625%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

5.834%

Points: 2.25 ($6,750.00)

  • Show Additional Rates
    Rate

    6.125%

    /

    APR

    6.256%

    Points: 1.375 ($4,125.00)

    Rate

    7.125%

    /

    APR

    7.175%

    Points: 0.5 ($1,500.00)

30 Year VA
VA Rate Reduction

Rate

5.625%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

5.834%

Points: 2.25 ($6,750.00)

  • Show Additional Rates
    Rate

    6.125%

    /

    APR

    6.256%

    Points: 1.375 ($4,125.00)

    Rate

    7.125%

    /

    APR

    7.188%

    Points: 0.625 ($1,875.00)

30 Year VA
Cash-Out Refinance

Rate

5.625%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

5.834%

Points: 2.25 ($6,750.00)

  • Show Additional Rates
    Rate

    6.125%

    /

    APR

    6.256%

    Points: 1.375 ($4,125.00)

    Rate

    7.125%

    /

    APR

    7.175%

    Points: 0.5 ($1,500.00)

30 Year VA
Jumbo Purchase

Rate

6.125%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.316%

Points: 2 ($18,000.00)

  • Show Additional Rates
    Rate

    7.125%

    /

    APR

    7.238%

    Points: 1.125 ($10,125.00)

    Rate

    7.25%

    /

    APR

    7.351%

    Points: 1 ($9,000.00)

30 Year VA
Purchase

Rate

5.875%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.087%

Points: 2.25 ($6,750.00)

  • Show Additional Rates
    Rate

    6.125%

    /

    APR

    6.232%

    Points: 1.125 ($3,375.00)

    Rate

    6.75%

    /

    APR

    6.774%

    Points: 0.25 ($750.00)

30 Year VA
Cash-Out Refinance

Rate

5.875%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.087%

Points: 2.25 ($6,750.00)

  • Show Additional Rates
    Rate

    6.125%

    /

    APR

    6.232%

    Points: 1.125 ($3,375.00)

    Rate

    6.75%

    /

    APR

    6.774%

    Points: 0.25 ($750.00)

30 Year VA
VA Rate Reduction

Rate

6.00%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.177%

Points: 1.875 ($5,625.00)

  • Show Additional Rates
    Rate

    6.125%

    /

    APR

    6.232%

    Points: 1.125 ($3,375.00)

    Rate

    6.75%

    /

    APR

    6.774%

    Points: 0.25 ($750.00)

30 Year VA
Jumbo Purchase

Rate

6.125%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.28%

Points: 1.625 ($14,625.00)

  • Show Additional Rates
    Rate

    7.125%

    /

    APR

    7.2%

    Points: 0.75 ($6,750.00)

    Rate

    7.25%

    /

    APR

    7.339%

    Points: 0.875 ($7,875.00)

30 Year VA
Purchase

Rate

5.875%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.075%

Points: 2.125 ($6,375.00)

  • Show Additional Rates
    Rate

    6.125%

    /

    APR

    6.22%

    Points: 1 ($3,000.00)

    Rate

    6.75%

    /

    APR

    6.762%

    Points: 0.125 ($375.00)

30 Year VA
Cash-Out Refinance

Rate

5.875%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.075%

Points: 2.125 ($6,375.00)

  • Show Additional Rates
    Rate

    6.125%

    /

    APR

    6.22%

    Points: 1 ($3,000.00)

    Rate

    6.75%

    /

    APR

    6.762%

    Points: 0.125 ($375.00)

30 Year VA
VA Rate Reduction

Rate

6.00%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.165%

Points: 1.75 ($5,250.00)

  • Show Additional Rates
    Rate

    6.125%

    /

    APR

    6.22%

    Points: 1 ($3,000.00)

    Rate

    6.75%

    /

    APR

    6.762%

    Points: 0.125 ($375.00)

30 Year VA
Jumbo Purchase

Rate

6.125%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.268%

Points: 1.5 ($13,500.00)

  • Show Additional Rates
    Rate

    6.25%

    /

    APR

    6.382%

    Points: 1.375 ($12,375.00)

    Rate

    7.125%

    /

    APR

    7.188%

    Points: 0.625 ($5,625.00)

15 Year VA
Jumbo Purchase

Rate

5.125%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.27%

Points: 7.125 ($64,125.00)

  • Show Additional Rates
    Rate

    5.25%

    /

    APR

    6.314%

    Points: 6.625 ($59,625.00)

    Rate

    5.75%

    /

    APR

    6.787%

    Points: 6.375 ($57,375.00)

15 Year VA
Purchase

Rate

6.125%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.688%

Points: 3.5 ($10,500.00)

  • Show Additional Rates
    Rate

    6.5%

    /

    APR

    7.028%

    Points: 3.25 ($9,750.00)

    Rate

    6.625%

    /

    APR

    7.071%

    Points: 2.75 ($8,250.00)

15 Year VA
VA Rate Reduction

Rate

6.125%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.667%

Points: 3.375 ($10,125.00)

  • Show Additional Rates
    Rate

    6.5%

    /

    APR

    7.007%

    Points: 3.125 ($9,375.00)

    Rate

    6.625%

    /

    APR

    7.051%

    Points: 2.625 ($7,875.00)

15 Year VA
Cash-Out Refinance

Rate

6.125%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.729%

Points: 3.75 ($11,250.00)

  • Show Additional Rates
    Rate

    6.5%

    /

    APR

    7.069%

    Points: 3.5 ($10,500.00)

    Rate

    6.625%

    /

    APR

    7.113%

    Points: 3 ($9,000.00)

15 Year VA
Jumbo Purchase

Rate

5.125%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.206%

Points: 6.75 ($60,750.00)

  • Show Additional Rates
    Rate

    5.25%

    /

    APR

    6.251%

    Points: 6.25 ($56,250.00)

    Rate

    5.75%

    /

    APR

    6.702%

    Points: 5.875 ($52,875.00)

15 Year VA
Purchase

Rate

6.125%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.688%

Points: 3.5 ($10,500.00)

  • Show Additional Rates
    Rate

    6.5%

    /

    APR

    7.028%

    Points: 3.25 ($9,750.00)

    Rate

    6.625%

    /

    APR

    7.071%

    Points: 2.75 ($8,250.00)

15 Year VA
Cash-Out Refinance

Rate

6.125%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.729%

Points: 3.75 ($11,250.00)

  • Show Additional Rates
    Rate

    6.5%

    /

    APR

    7.048%

    Points: 3.375 ($10,125.00)

    Rate

    6.625%

    /

    APR

    7.113%

    Points: 3 ($9,000.00)

15 Year VA
VA Rate Reduction

Rate

6.25%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.774%

Points: 3.25 ($9,750.00)

  • Show Additional Rates
    Rate

    6.5%

    /

    APR

    6.965%

    Points: 2.875 ($8,625.00)

    Rate

    6.625%

    /

    APR

    7.051%

    Points: 2.625 ($7,875.00)

15 Year VA
Jumbo Purchase

Rate

5.125%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.101%

Points: 6.125 ($55,125.00)

  • Show Additional Rates
    Rate

    5.25%

    /

    APR

    6.146%

    Points: 5.625 ($50,625.00)

    Rate

    5.75%

    /

    APR

    6.597%

    Points: 5.25 ($47,250.00)

15 Year VA
VA Rate Reduction

Rate

5.875%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.251%

Points: 2.375 ($7,125.00)

  • Show Additional Rates
    Rate

    6.5%

    /

    APR

    6.7%

    Points: 1.25 ($3,750.00)

    Rate

    6.625%

    /

    APR

    6.745%

    Points: 0.75 ($2,250.00)

15 Year VA
Purchase

Rate

6.00%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.337%

Points: 2.125 ($6,375.00)

  • Show Additional Rates
    Rate

    6.5%

    /

    APR

    6.72%

    Points: 1.375 ($4,125.00)

    Rate

    6.625%

    /

    APR

    6.765%

    Points: 0.875 ($2,625.00)

15 Year VA
Cash-Out Refinance

Rate

6.00%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

6.377%

Points: 2.375 ($7,125.00)

  • Show Additional Rates
    Rate

    6.5%

    /

    APR

    6.761%

    Points: 1.625 ($4,875.00)

    Rate

    6.625%

    /

    APR

    6.805%

    Points: 1.125 ($3,375.00)

15 Year VA
Purchase

Rate

5.125%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

5.493%

Points: 2.375 ($7,125.00)

  • Show Additional Rates
    Rate

    5.75%

    /

    APR

    5.946%

    Points: 1.25 ($3,750.00)

    Rate

    6.25%

    /

    APR

    6.309%

    Points: 0.375 ($1,125.00)

15 Year VA
VA Rate Reduction

Rate

5.125%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

5.493%

Points: 2.375 ($7,125.00)

  • Show Additional Rates
    Rate

    5.75%

    /

    APR

    5.946%

    Points: 1.25 ($3,750.00)

    Rate

    6.25%

    /

    APR

    6.309%

    Points: 0.375 ($1,125.00)

15 Year VA
Cash-Out Refinance

Rate

5.125%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

5.493%

Points: 2.375 ($7,125.00)

  • Show Additional Rates
    Rate

    5.75%

    /

    APR

    5.946%

    Points: 1.25 ($3,750.00)

    Rate

    6.25%

    /

    APR

    6.309%

    Points: 0.375 ($1,125.00)

15 Year VA
Jumbo Purchase

Rate

5.375%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

5.746%

Points: 2.375 ($21,375.00)

  • Show Additional Rates
    Rate

    6.125%

    /

    APR

    6.343%

    Points: 1.375 ($12,375.00)

    Rate

    6.75%

    /

    APR

    6.81%

    Points: 0.375 ($3,375.00)

15 Year VA
Purchase

Rate

5.125%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

5.434%

Points: 2 ($6,000.00)

15 Year VA
VA Rate Reduction

Rate

5.125%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

5.434%

Points: 2 ($6,000.00)

  • Show Additional Rates
    Rate

    5.5%

    /

    APR

    5.714%

    Points: 1.375 ($4,125.00)

    Rate

    6.125%

    /

    APR

    6.184%

    Points: 0.375 ($1,125.00)

15 Year VA
Cash-Out Refinance

Rate

5.125%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

5.434%

Points: 2 ($6,000.00)

15 Year VA
Jumbo Purchase

Rate

5.25%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

5.58%

Points: 2.125 ($19,125.00)

  • Show Additional Rates
    Rate

    5.75%

    /

    APR

    5.965%

    Points: 1.375 ($12,375.00)

    Rate

    6.375%

    /

    APR

    6.434%

    Points: 0.375 ($3,375.00)

15 Year VA
Purchase

Rate

4.875%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

5.24%

Points: 2.375 ($7,125.00)

  • Show Additional Rates
    Rate

    5.375%

    /

    APR

    5.588%

    Points: 1.375 ($4,125.00)

    Rate

    6.125%

    /

    APR

    6.184%

    Points: 0.375 ($1,125.00)

15 Year VA
VA Rate Reduction

Rate

4.875%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

5.24%

Points: 2.375 ($7,125.00)

  • Show Additional Rates
    Rate

    5.375%

    /

    APR

    5.588%

    Points: 1.375 ($4,125.00)

    Rate

    6.125%

    /

    APR

    6.184%

    Points: 0.375 ($1,125.00)

15 Year VA
Cash-Out Refinance

Rate

4.875%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

5.24%

Points: 2.375 ($7,125.00)

  • Show Additional Rates
    Rate

    5.375%

    /

    APR

    5.588%

    Points: 1.375 ($4,125.00)

    Rate

    6.125%

    /

    APR

    6.184%

    Points: 0.375 ($1,125.00)

15 Year VA
Jumbo Purchase

Rate

5.125%

/

APR Annual percentage rate, or APR, is the interest rate plus lender fees charged for processing a mortgage.

A point is a one-time fee you pay to lower your interest rate. One point costs 1% of your total home loan amount.

5.493%

Points: 2.375 ($21,375.00)

  • Show Additional Rates
    Rate

    5.75%

    /

    APR

    5.946%

    Points: 1.25 ($11,250.00)

    Rate

    6.25%

    /

    APR

    6.309%

    Points: 0.375 ($3,375.00)

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Rate Assumptions

VA Loan Rates and APR

Rates and APR calculations are current as of the latest update. Mortgage rates are subject to daily updates. Availability of loan types varies by state.

All rate availability is contingent upon the individual's credit score and specific details of the loan transaction. First-time home-buyers may not qualify for jumbo products. The presented interest rates are subject to change without notice and are not guaranteed until locked in by your Loan Officer.

Assumptions:

  • Owner-occupied primary residence (excluding manufactured homes)
  • Default credit score of 720 (modifiable via our interactive drop-down menu; changes may affect displayed rates)
  • Includes applicable charges and fees (including the VA Funding Fee)
  • Assumes 181 days of eligible active regular (non-reserves) military service with no service-related disabilities or prior use of a VA Loan

Fixed-Rate Purchase Loan Assumptions:

In addition to the above assumptions:
  • Assumes a 30-day lock period
  • No down payment required
  • Loan amount of $295,000

Streamline (IRRRL) Loan Assumptions:

In addition to the above assumptions:
  • Assumes a 45-day lock period

Cash-Out Loan Assumptions:

In addition to the above assumptions:
  • Assumes a 60-day lock period
  • Loan-to-value ratio lower than 90%

Jumbo Loan Assumptions:

In addition to the above assumptions:
  • Jumbo purchase loans assume a 45-day lock period
  • Jumbo IRRRLs assume a 45-day lock period
  • Jumbo Cash-outs assume a 60-day lock period
  • All Jumbo loan rates assume a loan amount exceeding the conforming loan limit, which varies by location
  • Special considerations apply for Alaska, California, and Hawaii loans regarding jumbo qualifications and pricing

These rates are accurate as of
Monday, October 7th, 2024 at 9:35 AM PST