The state of Utah outlined with the state flag overlaid on top of it


VA Loans in Utah

The VA Loan is one of the most powerful tools available exclusively for military families and veterans. In Utah, veterans and active-duty military have been taking advantage of the benefits of the VA Loan in cities such as Salt Lake City, West Valley City, West Jordan, Provo, and Orem.

The cost of homes across the United States has been steadily increasing in recent years. With a $0 down payment requirement, no PMI, lower interest rates, and a more relaxed credit score requirement, the VA Loan is making home ownership a reality for more military families and veterans in Utah now than ever before.

Median Sale Price of Homes in Utah*

Salt Lake City


West Valley City


West Jordan






Utah Statewide Average


*Data pulled from Redfin (April 2022)


Property Taxes in Utah

In the state of Utah, property taxes are well below the national average of 1.07% and are currently set at 0.58%, according to SmartAsset. All property tax statements are mailed the third week of October and the payment is due in full on November 30th unless the day falls on a weekend and then the due date will move to the following Monday. There are a few exemptions including for senior citizens and disabled veterans.

VA Disability in Utah

Common property tax exemptions are reserved for veterans, disabled veterans, seniors over the age of 65, and more. Since these exemptions can vary by county and state and often have strict qualification standards, not every veteran or homeowner qualifies, but those that do are able to reap the benefits of significant savings.

Disabled veterans in Utah that have at least a 10% service-connected disability may get a property tax exemption on their primary residence. In Utah, the maximum taxable value of a property for veterans that have a 100% service-connected disability rating is $271,736 and some active-duty military members may be able to receive a full property tax exemption if they are deployed out-of-state for duty.

Since these rates can vary based on location (i.e., exemptions in Salt Lake City may be different from those in Orem or Provo), you’ll want to contact your local municipal tax assessor’s office.

Insurance Programs in Utah

Natural disasters can happen anytime and are often unexpected or occur suddenly which makes it critical that you and your family are sufficiently covered. The most common natural disasters in Utah state that homeowners are insured against include earthquakes, floods, and wildfires.

Since the state of Utah is located in the southwestern United States, other common natural disasters include extreme heat, dust storms, and monsoons, meaning coverage varies throughout the state. Since the weather and climate conditions vary from Salt Lake City to West Valley City, you’ll want to consult with a licensed insurance company to ensure you’re getting the best coverage for where you live.

Military Presence in Utah

Utah is home to two military bases:  Hill Air Force Base in Ogden, Utah, and Dugway Proving Ground Army Base in Tooele County, Utah. Due to its year-round temperate weather, there are thousands of veterans living in Utah.

VA Home Loan Volume in 2021 in Utah*

Total Loans


Average Loan Amount


Total Loan Amount (ALL)


Total Purchase Loans


Total Purchase Loans %


Total IRRRL Loans


Total IRRRL Loans %


Total Cash-Out Loans


Total Cash-Out Loans %


*Data pulled from the Department of Veterans Affairs (April 2022)

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FAQ’s about VA Loans in Utah

How do I buy a house in Utah? The best way to get started is to give us a call or fill out this form to get started!

How do I find more information about property taxes and exemptions for veterans in Utah? Click here to read more details regarding major property tax exemptions in every state.

What are the average interest rates in Utah? Interest rates for VA Loans are often lower than the national average rates for conventional loans. Click here to learn more about interest rates.