The state of South Dakota outlined with the state flag overlaid on top of it

South Dakota

VA Loans in South Dakota

The VA Loan offers unparalleled benefits exclusively to military personnel and veterans. In South Dakota, these benefits are being utilized by veterans and active-duty members in cities like Sioux Falls, Rapid City, Aberdeen, and Brookings.

With the national rise in home prices, the VA Loan's $0 down payment, absence of PMI, competitive interest rates, and flexible credit requirements are making home ownership increasingly attainable for South Dakota's military families and veterans.

Median Sale Price of Homes in South Dakota*

Sioux Falls


Rapid City






*Data sourced from Zillow (January 2024)

Property Taxes in South Dakota

South Dakota's property tax rates are known for being among the lowest in the country, and the state offers several exemptions that could benefit homeowners, including those for senior citizens, disabled veterans, and more. Property taxes in South Dakota are due annually.

VA Disability in South Dakota

South Dakota provides various property tax exemptions for veterans, including disabled veterans and seniors. Qualifications for these exemptions can vary, so it's essential to check with your county assessor's office.

Insurance Programs in South Dakota

Preparing for natural disasters is crucial in South Dakota, especially for homeowners insuring against events like floods, tornadoes, and severe storms. Consulting with a reputable insurance provider is recommended to ensure adequate coverage.

Military Presence in South Dakota

South Dakota has a notable military presence with several bases, significantly contributing to the state's economy and community. Details about these installations can provide insight into the military's role in South Dakota.

VA Home Loan Volume in 2023 in South Dakota*

Total Purchase Loans


Total Refinance Loans


Total Home Loans


Total Loan Amount


Average Loan Amount


*Data obtained from the Department of Veterans Affairs (2023)

FAQ’s about VA Loans in South Dakota

Curious about how to purchase a home in South Dakota or want more details on VA Loans? Start by giving us a call or filling out this form to initiate the process!

Seeking information on property tax exemptions or other benefits for veterans in South