The state of South Carolina outlined with the state flag overlaid on top of it

South Carolina

VA Loans in South Carolina

The VA Loan is one of the most powerful tools available exclusively for military families and veterans. In South Carolina, veterans and active-duty military have been taking advantage of the benefits of the VA Loan in cities such as Charleston, Columbia, North Charleston, Mount Pleasant, Rock Hill, and Greenville.

The cost of homes across the United States has been steadily increasing in recent years. With a $0 down payment requirement, no PMI, lower interest rates, and a more relaxed credit score requirement, the VA Loan is making homeownership a reality for more military families and veterans in South Carolina now than ever before.

Median Sale Price of Homes in South Carolina*





North Charleston


Mount Pleasant


Rock Hill




South Carolina Statewide Average


*Data pulled from Redfin (April 2022)

Property Taxes in South Carolina

In the state of South Carolina, property taxes are some of the lowest rates of any state in the country at 0.55%, almost half of the national average of 1.07%, according to SmartAsset. Property tax bills are mailed in the Fall every year and payments are due by no later than January 15 of the following year. There are several tax exemptions in South Carolina that you may be eligible to take advantage of including for the elderly, disabled, disabled veterans, and more.

VA Disability in South Carolina

Common property tax exemptions are reserved for veterans, disabled veterans, seniors over the age of 65, and more. Since these exemptions can vary by county and state and often have strict qualification standards, not every veteran or homeowner qualifies, but those that do are able to reap the benefits of significant savings.

Disabled veterans in South Carolina that have a 100% service-connected permanent disability can get a full property tax exemption on their primary residence and land up to five acres.

Since these rates can vary based on location (i.e., exemptions in Charleston may be different from those in Mount Pleasant and Greenville), you’ll want to contact your local municipal tax assessor’s office.

Insurance Programs in South Carolina

Natural disasters can happen anytime and are often unexpected or occur suddenly which makes it critical that you and your family are sufficiently covered. The most common natural disasters in South Carolina that homeowners are insured against include wildfires, hail, and windstorms. The best way to ensure you’re getting the best coverage for your location; we recommend you consult with a licensed insurance company.

Military Presence in South Carolina

South Carolina is home to eight military bases with almost every military branch represented. Since there are over half a dozen military bases in South Carolina and every branch of the military except for the Coast Guard has a base in the state, thousands of veterans call it home.

VA Home Loan Volume in 2021 in South Carolina*

Total Loans


Average Loan Amount


Total Loan Amount (ALL)


Total Purchase Loans


Total Purchase Loans %


Total IRRRL Loans


Total IRRRL Loans %


Total Cash-Out Loans


Total Cash-Out Loans %


*Data pulled from the Department of Veterans Affairs (April 2022)

FAQ’s about VA Loans in South Carolina

How do I buy a house in South Carolina? The best way to get started is to give us a call or fill out this form to get started!

How do I find more information about property taxes and exemptions for veterans in South Carolina? Click here to read more details regarding major property tax exemptions in every state.

What are the average interest rates in South Carolina? Interest rates for VA Loans are often lower than the national average rates for conventional loans. Click here to learn more about interest rates.