The state of Oklahoma outlined with the state flag overlaid on top of it


VA Loans in Oklahoma

The VA Loan is one of the most powerful tools available exclusively for military families and veterans. In Oklahoma, veterans and active-duty military have been taking advantage of the benefits of the VA Loan in cities such as Oklahoma City, Tulsa, Norman, Broken Arrow, and Edmond.

The cost of homes across the United States has been steadily increasing in recent years. With a $0 down payment requirement, no PMI, lower interest rates, and a more relaxed credit score requirement, the VA Loan is making homeownership a reality for more military families and veterans in Oklahoma now than ever before.

Median Sale Price of Homes in Oklahoma*

Oklahoma City






Broken Arrow




Oklahoma Statewide Average


*Data pulled from Redfin (April 2022)


Property Taxes in Oklahoma

In Oklahoma, property taxes are relatively below the national average of 1.07% and are currently set at 0.87%, according to SmartAsset. All property tax statements are mailed at the end of November and are due by December 31st. Rather than paying in full, Oklahoma residents can choose to pay in two installments if they’d rather with the first payment due December 31 and the second payment due March 31.

VA Disability in Oklahoma

Common property tax exemptions are reserved for veterans, disabled veterans, seniors over the age of 65, and more. Since these exemptions can vary by county and state and often have strict qualification standards, not every veteran or homeowner qualifies, but those that do are able to reap the benefits of significant savings.

Disabled veterans in Oklahoma that have a 100% service-connected disability and some surviving spouses can get a full property tax exemption on their primary residence. This Veteran Disability Tax Exemption applies to a few key types of tax including sales tax, ad valorem tax, and excise tax. Since these rates can vary based on location (i.e., exemptions in Oklahoma City may be different from those in Tulsa or Broken Arrow), you’ll want to contact your local municipal tax assessor’s office.

Insurance Programs in Oklahoma

Natural disasters can happen anytime and are often unexpected or occur suddenly which makes it critical that you and your family are sufficiently covered. The most common natural disasters in Oklahoma that homeowners are insured against include tornadoes and wildfires.

Since the state of Oklahoma is known for having some of the worst tornadoes in the nation and some very drastic natural disasters, the type of coverage you may want to have in Oklahoma City will be different from other cities like Tulsa or Edmond. The best way to ensure you’re getting the best coverage for your location; we recommend you consult with a licensed insurance company.

Military Presence in Oklahoma

Oklahoma is home to six military bases with Tinker AFB and Fort Sill among the largest with a daily population of over 20,000 personnel each. Since there are six military bases in the state and OKlahoma borders Texas which has hundreds of thousands of veterans, there is a large population of veterans living in Oklahoma.

VA Home Loan Volume in 2021 in Oklahoma*

Total Loans


Average Loan Amount


Total Loan Amount (ALL)


Total Purchase Loans


Total Purchase Loans %


Total IRRRL Loans


Total IRRRL Loans %


Total Cash-Out Loans


Total Cash-Out Loans %


*Data pulled from the Department of Veterans Affairs (April 2022)

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FAQ’s about VA Loans in Oklahoma

How do I buy a house in Oklahoma? The best way to get started is to give us a call or fill out this form to get started!

How do I find more information about property taxes and exemptions for veterans in Oklahoma? Click here to read more details regarding major property tax exemptions in every state.

What are the average interest rates in Oklahoma? Interest rates for VA Loans are often lower than the national average rates for conventional loans. Click here to learn more about interest rates.