The state of Kentucky outlined with the state flag overlaid on top of it


VA Loans in Kentucky

The VA Loan offers unparalleled benefits exclusively to military personnel and veterans. In Kentucky, these benefits are being utilized by veterans and active-duty members in cities like Louisville, Lexington, Bowling Green, and Owensboro.

With the national rise in home prices, the VA Loan's $0 down payment, absence of PMI, competitive interest rates, and flexible credit requirements are making home ownership increasingly attainable for Kentucky's military families and veterans.

Median Sale Price of Homes in Kentucky*





Bowling Green




Kentucky Statewide Average


*Data sourced from Zillow (January 2024)

Property Taxes in Kentucky

Kentucky's property tax rates are competitive, and the state offers several exemptions that could benefit homeowners, including those for senior citizens, disabled veterans, and more. Property taxes in Kentucky are due annually.

VA Disability in Kentucky

Kentucky provides various property tax exemptions for veterans, including disabled veterans and seniors. Qualifications for these exemptions can vary, so it's essential to check with your county assessor's office.

Insurance Programs in Kentucky

Being prepared for natural disasters is crucial in Kentucky, especially for homeowners insuring against events like floods, storms, and tornadoes. Consulting with a reputable insurance provider is advised to ensure adequate coverage.

Military Presence in Kentucky

Kentucky hosts several military bases, contributing to a strong military community across the state. These installations play a significant role in the state's economy and social fabric.

VA Home Loan Volume in 2023 in Kentucky*

Total Purchase Loans


Total Refinance Loans


Total Home Loans


Total Loan Amount


Average Loan Amount


*Data obtained from the Department of Veterans Affairs (2023)

FAQ’s about VA Loans in Kentucky

Curious about how to purchase a home in Kentucky or want more details on VA Loans? Start by giving us a call or filling out this form to initiate the process!

Seeking information on property tax exemptions or other benefits for veterans in Kentucky? Explore here for comprehensive details on state-specific exemptions.

Interested in learning about the prevailing interest rates for VA Loans in Kentucky? They're often more favorable compared to conventional loans. Discover more here.