Outline of Idaho


VA Loans in Idaho

The VA Loan is one of the most powerful tools available exclusively for military families and veterans. In Idaho, veterans and active-duty military have been taking advantage of the benefits of the VA Loan in cities such as Boise, Meridian, Nampa, Idaho Falls, Caldwell.

The cost of homes across the United States has been steadily increasing in recent years. With a $0 down payment requirement, no PMI, lower interest rates, and a more relaxed credit score requirement, the VA Loan is making homeownership a reality for more military families and veterans in Idaho now than ever before.

Median Sale Price of Homes in Idaho*







Idaho Falls




Idaho Statewide Average


*Data pulled from Redfin (April 2022)


Property Taxes in Idaho

In the state of Idaho, property taxes are relatively low in comparison to the rest of the country. The typical homeowner in the state pays an average of $1,600 a year in property taxes which is about $1,000 less than the national average, according to SmartAsset. Property tax bills are mailed every November and payments are due December 20th. Residents are allowed to choose to pay in installments with the first half due December 20 and the balance due by June 20 of the following year if they would like.

VA Disability in Idaho

Common property tax exemptions are reserved for veterans, disabled veterans, seniors over the age of 65, and more. Since these exemptions can vary by county and state and often have strict qualification standards, not every veteran or homeowner qualifies, but those that do are able to reap the benefits of significant savings.

Disabled veterans in Idaho that have a 100% service-connected disability can receive a property tax exemption on their primary residence up to $1,320. Since these rates can vary based on location (i.e., exemptions in Boise may be different from those in Idaho Falls or Caldwell), you’ll want to contact your local municipal tax assessor’s office.

Insurance Programs in Idaho

Natural disasters can happen anytime and are often unexpected or occur suddenly which makes it critical that you and your family are sufficiently covered. The most common natural disasters in Idaho that homeowners are insured against include floods and wildfires. The best way to ensure you’re getting the best coverage for your location; we recommend you consult with a licensed insurance company.

Military Presence in Idaho

Idaho is home to one true military base: Mountain Home Air Force Base in Elmore. Mountain Home AFB is located just 40 miles southeast of Boise.

VA Home Loan Volume in 2021 in Idaho*

Total Loans


Average Loan Amount


Total Loan Amount (ALL)


Total Purchase Loans


Total Purchase Loans %


Total IRRRL Loans


Total IRRRL Loans %


Total Cash-Out Loans


Total Cash-Out Loans %


*Data pulled from the Department of Veterans Affairs (April 2022)

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FAQ’s about VA Loans in Idaho

How do I buy a house in Idaho? The best way to get started is to give us a call or fill out this form to get started!

How do I find more information about property taxes and exemptions for veterans in Idaho? Click here to read more details regarding major property tax exemptions in every state.

What are the average interest rates in Idaho? Interest rates for VA Loans are often lower than the national average rates for conventional loans. Click here to learn more about interest rates.