A picture of the city of Pearl City

Pearl City

About Pearl City, Hawaii

Welcome to Pearl City, located on the island of Oahu, Hawaii. Known for its strategic location overlooking Pearl Harbor, Pearl City offers a mix of residential comfort and convenience with easy access to both Honolulu and the Leeward side of the island. This community is characterized by its diverse neighborhoods, family-friendly parks, and shopping centers, making it a popular choice for families and military personnel.

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Average Home Price in Pearl City

The average home price in Pearl City, HI, is approximately $650,000.

Veteran Benefits in Hawaii

  • Hawaii State Veterans Home
    Hawaii offers long-term care services for veterans in the Yukio Okutsu State Veterans Home in Hilo, providing a range of services from nursing to specialized care for veterans and their spouses.
  • Hawaii Veteran Financial Benefits
    Veterans in Hawaii may be eligible for various financial benefits, including state tax exemptions on certain veteran benefits, special vehicle registration rates, and property tax exemptions.
  • Hawaii Veteran Employment Benefits
    The state provides veterans with employment support and resources, including priority service in job referrals and training programs, as well as veterans' preference in state government employment.
  • Hawaii Veteran Education Benefits
    Veterans and eligible dependents can take advantage of tuition waivers at University of Hawaii system schools, ensuring access to higher education opportunities.
  • Hawaii Veteran Recreation Benefits
    Veterans in Hawaii can enjoy discounted rates at state parks, golf courses, and other recreational facilities, acknowledging their service with opportunities for relaxation and leisure.
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Pearl City Neighborhoods

Pearl City is home to several distinct neighborhoods, each offering its own unique lifestyle and community feel:

  • Pacific Palisades: Nestled in the hills above Pearl City, this neighborhood is known for its cooler temperatures, lush surroundings, and panoramic views of Pearl Harbor and the Pacific Ocean.
  • Waimalu: Located between Pearl City and Aiea, Waimalu offers a mix of residential and commercial areas, with easy access to shopping and dining options.
  • Momilani: A residential community known for its well-maintained homes and Momilani Elementary School, making it a popular choice for families.
  • Manana: Features a variety of housing options, from single-family homes to townhouses, and is close to the Pearl City Shopping Center and local schools.
  • Waiau: Offers a quiet residential atmosphere with convenient access to the H-1 Freeway, making it easy to commute to Honolulu or the west side of Oahu.
  • Pearlridge: Known for the Pearlridge Center, Oahu's second-largest shopping mall, this neighborhood provides a mix of residential and retail spaces.
  • Aiea Heights: Situated above Aiea, this area offers sweeping views and a variety of home styles, from older plantation houses to modern residences.
  • Foster Village: Located near Joint Base Pearl Harbor-Hickam, Foster Village is a convenient and desirable location for military families.
  • Halawa: Home to the Aloha Stadium, Halawa offers a range of residential communities and easy access to both Honolulu and the windward side.
  • Heights at Wailuna: An upscale residential community offering modern homes with amenities such as private recreational centers and tennis courts.

Each neighborhood in Pearl City provides residents with a unique living experience, from hillside homes with expansive views to convenient city living close to amenities and shopping.

Military in Pearl City

Pearl City's proximity to several significant military installations makes it an attractive location for service members and their families. Here's a closer look at the nearby bases:

  • Joint Base Pearl Harbor-Hickam: Located approximately 6 miles from Pearl City, Joint Base Pearl Harbor-Hickam is a pivotal naval and air force installation. It serves as a hub for America's Pacific Fleet, offering a wide range of support services, housing, and community amenities. The average commute from Pearl City is about 15-20 minutes, making it highly convenient for military personnel and their families residing in the area.
  • Schofield Barracks: Situated about 10 miles north of Pearl City, Schofield Barracks is one of the largest Army installations in Hawaii. It is home to the 25th Infantry Division and the U.S. Army Hawaii Command. The base provides comprehensive facilities and services, including family housing, healthcare, and education. The commute from Pearl City to Schofield Barracks typically ranges from 20 to 30 minutes, depending on traffic conditions.
  • Wheeler Army Airfield: Adjacent to Schofield Barracks and around 10 miles from Pearl City, Wheeler Army Airfield plays a crucial role in aviation operations for the U.S. Army in Hawaii. It supports both Schofield Barracks and Joint Base Pearl Harbor-Hickam with its facilities. The commute from Pearl City is similar to that of Schofield Barracks, offering easy access for military families living in the area.
  • Fort Shafter: Positioned about 9 miles southeast of Pearl City, Fort Shafter is the headquarters of the United States Army Pacific Command (USARPAC). It is the oldest military base on Oahu and provides administrative support, housing, and recreational facilities for service members. The commute from Pearl City to Fort Shafter usually takes around 15-25 minutes, making it a practical option for those stationed at the base.

These installations contribute to a strong military presence in and around Pearl City, offering a supportive and resource-rich environment for service members and their families.

Local Universities in Pearl City

While Pearl City itself does not host large university campuses, residents have access to higher education opportunities at nearby institutions. Leeward Community College, located in Pearl City, offers a range of associate degrees and certificate programs. For those seeking four-year degrees and beyond, the University of Hawaii at Manoa and Hawaii Pacific University in Honolulu are within commuting distance, offering a wide array of undergraduate, graduate, and professional programs across various fields of study.

VA Home Loans in Pearl City with MHS Lending

Pearl City's strategic location and welcoming community make it an ideal destination for veterans and military families looking for a place to call home in Hawaii. MHS Lending is committed to facilitating the home buying process for veterans in Pearl City by offering expert VA Home Loan services. Our goal is to help you navigate the local real estate market to find your perfect home in this desirable area.

Choosing MHS Lending for your VA Home Loan in Pearl City comes with several advantages:

  • Local Market Insight: Our extensive knowledge of Pearl City's real estate landscape ensures we can find a property that aligns with your lifestyle and budgetary needs.
  • Dedicated VA Loan Assistance: Specializing in VA Loans means we provide comprehensive support, from loan application to closing, ensuring a smooth transaction for our veteran clients.
  • Unwavering Support for Veterans: At MHS Lending, we pride ourselves on our dedication to those who have served. Our team is committed to delivering a service that respects your service, ensuring you feel valued and supported throughout your home buying journey.

Let MHS Lending be your partner in exploring Pearl City's real estate opportunities through the VA Home Loan program. We're here to guide you every step of the way, from understanding your loan benefits to handing over the keys to your new home. Get Started Now.

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