Outline of Georgia


VA Loans in Georgia

The VA Loan is one of the most powerful tools available exclusively for military families and veterans. In Georgia, veterans and active-duty military have been taking advantage of the benefits of the VA Loan in cities such as Atlanta, Columbus, Augusta, Macon, and Savannah.

The cost of homes across the United States has been steadily increasing in recent years. With a $0 down payment requirement, no PMI, lower interest rates, and a more relaxed credit score requirement, the VA Loan is making home ownership a reality for more military families and veterans in Georgia now than ever before. 

Median Sale Price of Homes in Georgia*











Georgia Statewide Average


*Data pulled from Redfin (April 2022)


Property Taxes in Georgia

In the state of Georgia, property taxes are slightly lower than the national average with the median real estate tax payment of $1,771 per year falling at around $800 less than the $2,579 national average, according to SmartAsset. Property taxes are due by December 20th in most counties with a fw counties requiring earlier payments in the Fall. There are several tax exemptions in Georgia that you may be eligible to take advantage of including for the elderly, surviving spouses, disabled veterans, and more.

VA Disability in Georgia

Common property tax exemptions are reserved for veterans, disabled veterans, seniors over the age of 65, and more. Since these exemptions can vary by county and state and often have strict qualification standards, not every veteran or homeowner qualifies, but those that do are able to reap the benefits of significant savings.

Disabled veterans in the state of Georgia that have a 100% service-connected disability can receive a property tax exemption on their primary residence of $60,000 or more based on the varying index rate that is set by the US Secretary of Veterans Affairs.

Since these rates can vary based on location (i.e., exemptions in Atlanta may be different from those in Savannah or Augusta), you’ll want to contact your local municipal tax assessor’s office.

Insurance Programs in Georgia

Natural disasters can happen anytime and are often unexpected or occur suddenly which makes it critical that you and your family are sufficiently covered. The most common natural disasters in Georgia that homeowners are insured against include floods, severe storms, and wildfires. The best way to ensure you’re getting the best coverage for your location; we recommend you consult with a licensed insurance company.

Military Presence in Georgia

Georgia is home to 13 military bases with almost every military branch represented. Since there are over a dozen military bases in Georgia and every branch of the military except for the Coast Guard has a base in the state, thousands of veterans call it home.

VA Home Loan Volume in 2021 in Georgia*

Total Loans


Average Loan Amount


Total Loan Amount (ALL)


Total Purchase Loans


Total Purchase Loans %


Total IRRRL Loans


Total IRRRL Loans %


Total Cash-Out Loans


Total Cash-Out Loans %


*Data pulled from the Department of Veterans Affairs (April 2022)

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FAQ’s about VA Loans in Georgia

How do I buy a house in Georgia? The best way to get started is to give us a call or fill out this form to get started!

How do I find more information about property taxes and exemptions for veterans in Georgia? Click here to read more details regarding major property tax exemptions in every state.

What are the average interest rates in Georgia? Interest rates for VA Loans are often lower than the national average rates for conventional loans. Click here to learn more about interest rates.