Denver
About Denver, Colorado
Denver, often called the "Mile-High City," is a vibrant metropolis situated at the base of the Rocky Mountains. With its perfect climate, diverse neighborhoods, and a thriving cultural scene, Denver offers a unique and exciting lifestyle. From the historic charm of LoDo to the outdoor adventures in the nearby Rockies, Denver has something for everyone.
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Average Home Prices in Denver
The average home price in Denver, CO, stands at approximately $569,450 (as of August 2023).
Based on calculations of home data from MLS and/or public records.
Veteran Benefits in Colorado
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Colorado State Veterans Community Living Centers
Colorado is proud to host five state veterans' homes, providing essential care and support for veterans, their spouses, widows, and Gold Star parents. These homes are located in Aurora, Florence, Homelake, Rifle, and Walsenburg.
- Colorado Veteran Financial Benefits
Colorado offers a range of financial benefits to veterans, including:
- Property Tax Exemption: A property tax exemption for 50% of the first $200,000 of a home's value is available for 100% permanently and totally disabled service-connected veterans.
- Income Tax on Active Duty Pay: Active-duty military pay is tax-free if the service member is stationed and spent at least 305 days outside the continental United States. Spouses can be exempt as well if they meet the same requirements.
- Income Tax on Retired Military Pay: Military retirees can exclude part of their retirement income from state taxes based on age, with varying amounts for different age groups.
- Military Family Relief Fund: Colorado may provide grants for families of reservists/Guard members called to active duty or to families of active-duty members serving in a combat zone, helping them defray various expenses.
- Colorado State Veteran Employment Benefits
Colorado grants veterans preference by adding extra points to the passing grade of a state employment examination. Eligibility requirements include various categories and types of veterans, ensuring equitable employment opportunities.
- Colorado National Guard Education Benefits
Members of the Colorado National Guard are eligible for state tuition assistance, covering up to 100% of tuition at any Colorado state-funded institution, subject to funding availability. Eligibility criteria require a commitment of two years for each year granted.
- Colorado Veteran Recreation Benefits
Colorado provides recreation benefits for veterans, including hunting and fishing license exemptions, free state park admission for active-duty members and veterans during specific periods, and discounted admission to state parks for disabled veterans with a Columbine Pass.
- Colorado State Veterans Cemetery
The Veterans Memorial Cemetery of Western Colorado, located in Grand Junction, is the final resting place for eligible veterans, mirroring the eligibility criteria for VA national cemeteries.
Visit the Colorado Division of Veterans Affairs website for more information about any of these programs.
Living in Denver, Colorado
Living in Denver, Colorado, is an experience marked by a perfect blend of natural beauty and urban vibrancy. Nestled against the backdrop of the stunning Rocky Mountains, the Mile-High City offers residents a lifestyle enriched by both outdoor adventures and cultural delights. With over 300 days of sunshine each year, Denver provides ample opportunities for exploring the great outdoors. Whether it's hiking in the nearby foothills, skiing in the world-renowned resorts, or simply basking in the picturesque landscapes, the city caters to outdoor enthusiasts year-round. Beyond its natural wonders, Denver boasts a dynamic urban scene. The city's diverse neighborhoods each carry their own unique charm, from the historic districts of LoDo (Lower Downtown) with its bustling nightlife to the artsy enclave of RiNo (River North Art District) filled with galleries and street art. Denver's culinary scene is equally captivating, with a thriving craft brewery culture and a burgeoning food scene that showcases both local flavors and international cuisines. With top-notch education institutions, a booming job market, and a welcoming community spirit, Denver continues to attract people from all walks of life seeking an exceptional quality of life in the heart of the Rockies.
Denver Neighborhoods & Surrounding Cities
- Capitol Hill: Capitol Hill is a historic neighborhood known for its elegant mansions, lively nightlife, and proximity to downtown Denver.
- Lower Downtown (LoDo): LoDo is Denver's oldest neighborhood, famous for its art galleries, restaurants, and the iconic Union Station.
- Cherry Creek: Cherry Creek is an upscale area with boutique shops, fine dining, and the beautiful Cherry Creek Trail.
- Highland (LoHi): LoHi is a trendy neighborhood offering fantastic views of downtown Denver, along with hip bars and eateries.
- Five Points: Five Points is a historically significant area known for its jazz heritage and cultural diversity.
- Stapleton: Stapleton is a master-planned community with parks, schools, and a family-friendly atmosphere.
- Washington Park (Wash Park): Wash Park boasts a beautiful park, charming homes, and a serene environment.
- Congress Park: Congress Park is a residential neighborhood with tree-lined streets and proximity to City Park.
- Uptown: Uptown offers a mix of historic homes, modern apartments, and a lively restaurant scene.
- West Colfax: West Colfax is an up-and-coming area with new developments, shops, and restaurants.
- Belcaro: Belcaro is an affluent neighborhood known for its luxury homes and the upscale Cherry Creek Shopping Center.
- Golden Triangle: The Golden Triangle is an artsy district with museums, galleries, and cultural events.
- RiNo (River North Arts District): RiNo is a creative hub with street art, breweries, and a vibrant arts scene.
- Park Hill: Park Hill is a historic neighborhood with a diverse community and beautiful parks.
- Green Valley Ranch: Green Valley Ranch is a suburban community near the airport, offering newer homes and amenities.
Military Bases in Colorado
Colorado is home to several military installations that play a vital role in national defense. These bases contribute to Colorado's rich military heritage and support our armed forces. Here are some of the key military bases in Colorado:
- Peterson Space Force Base: Located in Colorado Springs, it plays a significant role in space operations and national security.
- Schriever Space Force Base: Also in Colorado Springs, it focuses on space control and satellite operations.
- Cheyenne Mountain Air Force Station: Located within Cheyenne Mountain, it provides missile warning and space surveillance.
- Fort Carson Army Base: Situated in Colorado Springs, it's a major Army installation with a focus on infantry and armored brigade combat teams.
- Buckley Space Force Base: In Aurora, it supports space-based missile warning capabilities and satellite operations.
- United States Air Force Academy: Located in Colorado Springs, it's a prestigious institution for officer training and education.
- Denver MEPS (Military Entrance Processing Station): Responsible for processing and screening individuals entering the armed forces.
Local Universities in Denver
Denver is home to a variety of universities and colleges, offering diverse educational opportunities. Whether you're pursuing a degree or looking to expand your knowledge, Denver has institutions to suit your academic goals. Here are some of the local universities:
- University of Denver (DU): A prestigious private research university known for its strong academic programs and beautiful campus.
- University of Colorado Denver (CU Denver): A public research university offering a wide range of programs in the heart of downtown Denver.
- Metropolitan State University of Denver (MSU Denver): A public university known for its affordability and commitment to diversity.
- Regis University: A private Jesuit university offering a values-based education.
- Community College of Denver (CCD): A community college providing accessible education and workforce training.
- Johnson & Wales University: A private university known for its culinary arts and business programs.
- Naropa University: A unique university in Boulder, Colorado, offering contemplative education programs.
- Colorado School of Mines: A public research university specializing in engineering and applied sciences.
- Art Institute of Colorado: An art and design school offering creative programs.
- Rocky Mountain College of Art + Design (RMCAD): A specialized college for art and design enthusiasts.
Unlocking Homeownership with VA Loans in Denver
Denver, Colorado, presents an excellent opportunity for veterans and active-duty service members to achieve homeownership. VA Loans in Denver offer a range of valuable advantages that empower you to call this beautiful city your home:
- No Down Payment Required: VA Loans eliminate the need for a substantial down payment, making it easier for you to enter Denver's housing market.
- Competitive Interest Rates: Enjoy competitive interest rates, which can significantly reduce your overall cost of homeownership.
- Streamlined Refinancing: VA Loans offer streamlined refinancing options, allowing you to take advantage of lower interest rates when they become available.
- Flexible Credit Requirements: VA Loans often have more lenient credit requirements, making it easier for veterans to qualify.
- Protection from Private Mortgage Insurance (PMI): With VA Loans, you can avoid the extra cost of PMI, leading to lower monthly mortgage payments.
- Jumbo Loan Options: Denver's real estate market can include high-value properties, and VA Loans offer jumbo loan options to accommodate your needs.
- Options for Disabled Veterans: Disabled veterans may be eligible for additional benefits and grants to make necessary home modifications for accessibility.
- First-Time Homebuyer Assistance: If you're a first-time homebuyer, VA Loans can provide essential support and favorable terms to help you get started.
- Relocation Support: If you're relocating to Denver, VA Loans can ease the transition by offering benefits tailored to your unique circumstances.
- Renovation Financing: VA Loans can also include financing for home renovations or improvements, allowing you to create your dream home.
MHS Lending: Your Trusted Partner for Denver VA Loans
MHS Lending specializes in VA Loans in Denver, providing a level of expertise and support that's unparalleled. Here's why we're the ideal choice for your VA Loan journey:
- Local Expertise: Our team has an in-depth understanding of Denver's real estate market, ensuring you receive personalized guidance tailored to this area.
- Efficient Processing: We streamline the VA Loan process, helping you navigate the complexities with confidence and ease.
- Maximizing Benefits: Our commitment is to help you maximize your VA Loan benefits, ensuring you make the most of your homeownership journey.
- Support at Every Step: We're here to provide support from the initial qualification all the way to the final closing, making your home buying experience in Denver smooth and successful.
Ready to embark on your homeownership journey in the Mile-High City? MHS Lending is your trusted partner every step of the way. Get started now.
- Colorado Veteran Financial Benefits