Image of Allen Santos
4.92
out of 18 reviews

Allen Santos

Loan Officer

(619) 762-5709
asantos@mhslending.com
NMLS# 1926264

About Allen

Allen was born in Charleston, SC and is the son of a US Navy Veteran. He currently resides in Chula Vista, Ca and has been a Southern California resident for the past 43 years. He has been married to his beautiful wife Kris for over 20+ years and has 3 children Kailene, Ethan, Malia, and his American Bully – Teo.

He has experience in several industries which include direct sales, information technology, customer service. Allen prides himself in providing world class customer service to everyone he encounters. He believes that building and cultivating a friendship leads to long lasting relationships. His goal is to educate and assist anyone to achieve the dream of homeownership, especially ones that have served our country.

On his spare time Allen enjoys going on walks, runs, hikes, mountain, and road biking with his wife. He is an avid sports fan for the Boston Celtics, San Diego Padres, and the Los Angeles Chargers.

Reviews

Client Reviews

What my clients are saying.
Purchase
Navy
Would Recommend
01/19/2024
Overall Review:

knowledgeable & quick

Team Review:

I was informed throughout the entire process

- David L.
Purchase
Navy
Would Recommend
01/16/2024
Overall Review:

Allen and team have been amazing and a blessing to our family. They help us to get into an amazing home and worked with us in our time of need. We will always be grateful for the this blessing.

Team Review:

The experience not short of amazing. Allen and his team was always professional, understanding, and patience.

- Keith B.
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Purchase
Marine Corps
Would Recommend
01/12/2024
Overall Review:

Allen was Great along with the whole team. Communicating through whole process. Would Highly recommend.

- Terry B.
Cash-Out Refi
Air Force
Would Recommend
01/03/2024
Overall Review:

The team worked with many unique factors and were able to pull off a VA Loan that maximized my Loan Guarantee!

Team Review:

The team was available to answer questions and respond to my concerns.

- James T.
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Purchase
Air Force
Would Recommend
12/11/2023
Overall Review:

I had an amazing experience working with MHL, especially with my loan officer, Allen Santos. Allen's kindness, patience, and extensive knowledge made my loan process extremely smooth. Allen was incredibly accessible, patiently addressing my numerous questions -he even answered my multiple calls while he was on vacation. I'm truly grateful for Allen's expertise, which made navigating my loan process a positive and reassuring experience. I would definitely recommend MHL and Allen Santos to anyone looking for lending in the market buying a home.

Team Review:

I had an amazing experience working with MHL, especially with my loan officer, Allen Santos. Allen's kindness, patience, and extensive knowledge made my loan process extremely smooth. Allen was incredibly accessible, patiently addressing my numerous questions -he even answered my multiple calls while he was on vacation. I'm truly grateful for Allen's expertise, which made navigating my loan process a positive and reassuring experience. I would definitely recommend MHL and Allen Santos to anyone looking for lending in the market buying a home.

- Le Asa O.
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Purchase
Navy
Would Recommend
11/17/2023
Overall Review:

I was very pleased with the help I received from Allen. As a first time home buyer I had no clue all the different pieces and people involved in the buying process. He mad everything easy to understand and worked with me to get me into my first home.

Team Review:

Allen was great. Very knowledgeable and super easy to work with.

- Chance R.
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Purchase
Air Force
Would Recommend
11/14/2023
Overall Review:

Very responsive, caring and great customer service. Allen, Angie and the rest of team will take care of you. I can’t thank them enough.

Team Review:

Great service, you can tell they care….you’re not just a number….very responsive and went above above beyond, to get things done.

- Danielle R.
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Purchase
Navy

10/31/2023
Overall Review:

From start to finish, I had the greatest team working with me. Being that this was the first time purchasing a home on my own, I needed a Lot of help. Allen Santos hung in there with me for a long time, until we were able to make this entire thing come into fruition. It is very tough starting, a new life, without my husband at my side, and I appreciate the patience it took. I also appreciate that because my husband served our country in the Navy for 20 years, that I was able to take advantage of the VA loan. I thank you so much Allen, for hanging in there. It was also easy to work with Angie. She was always bubbly and ready to help in any way. To all of the people behind the scenes, I thank you.

Team Review:

I realize just because I didn't see them or talk to them, that they were all working feverishly to make this all come together. It takes a village. Allen Santos, you are the Best!

- Lois R.
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Purchase
Army
Would Recommend
10/05/2023
Overall Review:

Just wanted to say thank you to Allen Santos and Jacob Williams. For there help and assistance with purchasing my new home. I couldn’t have done it without the and the Lord. They are the ones to go too, to get the job done. Thank you both again

- Harley B.
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Purchase
Marine Corps
Would Recommend
09/27/2023
Overall Review:

The amount of help thought out the whole process as new home buyers! Answer any questions we had and being patient with us and helping explain new things everyday!

- Caeleb O.
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Purchase
Army
Would Recommend
08/25/2023
Overall Review:

I was very skeptical about being approved for a home when I first was contacted by Military Homespot Lending being that I was denied by two previous lenders. Allen Santos was very instrumental in making the home purchasing process a smooth process. He kept me thouroughly informed throughout the entire process. My credit score wasn't the greatest, but thanks to Military Homespot Lending, I am officially a homeowner.

Team Review:

I was very skeptical about being approved for a home when I first was contacted by Military Homespot Lending being that I was denied by two previous lenders. Allen Santos was very instrumental in making the home purchasing process a smooth process. He kept me thouroughly informed throughout the entire process. My credit score wasn't the greatest, but thanks to Military Homespot Lending, I am officially a homeowner.

- Larry O.
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Purchase
Army
Would Recommend
07/28/2023
Overall Review:

Overall my loan officer Allen knew what he was doing and handled business the right way. I can't say the same once it left his has hands (paperwork). Jacob and who ever Angela from advance credit had know clue as to what they wanted even after talking to the agency (multiple times) that they wanted paperwork from on the phone via 3 way. They would call back the next day and ask for more docs which just the day before they said were enough. It was a definite shit show with Jacob and Angel from advantage credit. Military Home spot should not do business with that company moving forward. They made Jacob look like it was his first day on the job. I want to say thank you to Allen & Jacob for making it happen in the end but it was definitely a learning process for some of us. Thanks guys we made it happen.

Team Review:

Allen came to me out of the blue the day I was going to go sign a lease for an apartment. Almost as if he was God sent. And did a awesome job and put me in a home not an apartment. Thank God for Allen and his impeccable timing.

- Kevin Y.
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Purchase
Army
Would Recommend
07/18/2023
Overall Review:

Allen Santos was awesome, he was 100% knowledgeable about the steps that needed to take place. He answered my questions when I needed them, he literally was with me and my wife every step of the way. 100% satisfied with him as well as the company.

Team Review:

Allen Santos help so much was able to work magic, and what I thought was impossible and got us approved and me and my wife and kids now have a home of our own.

- Michael W.
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Purchase
Army
Would Recommend
06/21/2023
Overall Review:

I honestly didn't think I would ever be able to purchase a house of my own, but through the tireless efforts of Allen and his team, I can finally say I'm a homeowner.

- Samantha W.
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Purchase
Army
Would Recommend
06/01/2023
Overall Review:

Allen is by far one of the most efficient and timely lenders by far I have ever worked with it was a pleasure doing business with you and your staff

Team Review:

I was the most awesome experience. Just so timely and efficient

- John P.
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Purchase
Navy
Would Recommend
03/21/2023
Overall Review:

Everything was smooth and stress free!

Team Review:

Allen Santos is the a premier lending agent! 5 out of 5 stars for outstanding service. He made the loan part of buying a home stress free and enjoyable. The level of knowledge he has in the VA home loan department is next to none. Most notably when we had questions or concerns about anything to do with the loan he would always pickup the phone day or night to answer us. We never had to wait long at all to get an answer. Thank you Allen, you sir are a true professional!

- Nathaniel C.
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Purchase
Would Recommend
03/10/2023
Team Review:

Allen was all good with the whole thing and more thanks everyone

- Kirk D.
Purchase
Would Recommend
02/01/2023
Overall Review:

awesome group to work with they kept me updated n informed at all times and talked me through the whole process and get over any hurdles that may have piped up thank y’all for doing a great job from a satisfied veteran

- Robert E.
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