Image of Jessica Zulauf
4.97
out of 56 reviews

Jessica Zulauf

Loan Officer

(619) 929-7486
jzulauf@mhslending.com
NMLS# 1913651

About Jessica

Jessica is an experienced loan officer and she prides herself on navigating unique scenarios to help her clients find the best loan product for their individual needs. She specializes in VA home loans and has multiple family members who have served in the military. Jessica loves having the opportunity to help those who have sacrificed so much for our country. Customer service and education is incredibly important to Jessica and she wants her clients to feel like they have all the information and support throughout their home purchase or refinance so they feel comfortable and in the loop.

 

Jessica was born and raised in San Diego, CA, and enjoys spending time with friends and family. In her spare time, you can find Jessica playing volleyball, camping, taking her dog hiking and enjoying the beautiful San Diego outdoors. Jessica also enjoys giving back to her community by volunteering with local dog rescues and various non-profits.

Reviews

Client Reviews

What my clients are saying.
Purchase
Army
Would Recommend
10/20/2023
Overall Review:

MHS was super easy to work with and my agent Jessica got everything done fast and well! I would recommend MHS to anyone who’s looking to buy a home!

Team Review:

Great experience, easy and quick communication!

- Jaxson H.
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Purchase
Navy
Would Recommend
10/16/2023
Overall Review:

Great service and a knowledgable team made the home buying experience pretty seamless and easy!

Team Review:

Jessica was an absolute joy to work with! Very responsive, friendly, and knowledgeable. She patiently answered every question I had (and I had a lot of them), and could not have been more helpful. She made the stressful situation of buying a house pretty painless and enjoyable. I can not speak highly enough of her!

- Thomas U.
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Purchase
Air Force
Would Recommend
09/20/2023
Overall Review:

Jessica made it easy from the beginning! She is so attentive to all your needs! We’ve never went through a loan process where everyone was so reachable for questions or whatever you need, at all times! We would recommend to anyone starting the loan process!!

Team Review:

The entire process was so easy! Jessica is amazing!! She was able to be reached at all times for any of our needs! We went through the entire process stress free because of her!! We would recommend to anyone!!

- Courtney M.
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Purchase
Navy
Would Recommend
05/30/2023
Overall Review:

Very detailed and helpful

Team Review:

Jessica is awesome

- Darren D.
Purchase
Navy
Would Recommend
09/18/2022
Overall Review:

She was amazing and took care of everything with speed. I know she worked hard and minimized the stress of buying a home form off my shoulders. Rock Star!

- Richard B.
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Purchase
Army
Would Recommend
07/03/2022
Overall Review:

Always informative with home buying steps from beginning to end. Very polite & great service.

- Dwayne M.
Purchase
Would Recommend
06/07/2022
Overall Review:

Jessica took lots of care in making sure everything went to plan for my new home. Even through a snag in the road she adapted quickly to get me to closing. I'm over the moon with my new place and it wouldnt have been this smooth without her!

- Felisha D.
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Purchase
Would Recommend
04/04/2022
Overall Review:

Jessica was wonderful to work with. She always explained every steps n answered all my concerns.

- Geisha F.
Purchase
Navy
Would Recommend
03/17/2022
Overall Review:

Jessica and her team, were more than we could have asked for in this crazy market!!! From beginning to the end of approval to closing was as streamlined as you can get!!! The up side to it all was the personality she brought to the table, if you need a new family friend her and the team at veterans united would be the place togo!! Also Jennifer our realtor was fantastic with coordinating and contracting with everything we needed on the front and back end!!!! Those two fantastic and wonderful Women made me and my wife’s life hassle free!!! Thanks you Very respectfully Jonathan and Iris Zamora. P.s.If I had any two sense in the matter, if you needed a director for this particular branch; she is more than well qualified in any aspect of her career!

- Jonathan Z.
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Purchase
Air Force
Would Recommend
03/02/2022
Overall Review:

Jessica Zulauf was absolutely remarkable in helping us get approved and get in the house of our dreams! I wish everyone had her work ethic, compassion, and dedication. Absolutely amazing on every level! My partner and I were so happy with her!

- Joshua D.
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Purchase
Navy
Would Recommend
12/02/2021
Overall Review:

Jess was so helpful in giving us easy access to all the information we needed in our home buying process. She was always so quick to respond to our many question!

- Adam B.
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Purchase
Navy
Would Recommend
11/29/2021
Overall Review:

First and foremost it's her pleasant tone of voice that makes you feel her love and care for your home buying experience, Jessica kept us informed in every step in the process which made it the most positive experience one could expect buying a home. I really feel that Jessica is a friend for life. Thank you for all that you have done for us.

- Elijah S.
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Purchase
Navy
Would Recommend
11/25/2021
Overall Review:

Awesome experience. Thank you Jessica

- Jason S.
Purchase
Would Recommend
10/03/2021
- Derrick N.
Refinance
Navy
Would Recommend
10/01/2021
Overall Review:

Jessica was always helpful. Anytime I had a question I emailed her and she got back to me quickly which kept me stress free. Highly recommend her.

- Patrick M
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Purchase
Army
Would Recommend
08/19/2021
Overall Review:

Amazing She is fast responsive friendly understanding is easy to reach.. She did everything she said she was going to do and more If anyone is in the market for Ava home purchase look no further. If there is an award to be given she's definitely the person to give it to. She's an outstanding example of what good services She's an outstanding example of what good service is.

- Fransisco G.
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Purchase
Navy
Would Recommend
08/04/2021
Overall Review:

Jessica was great in helping a first time buyer feel knowledgeable about his decision. She pretty much walked me step by step and answered any questions I might have had.

- Carlos M.
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Purchase
Navy
Would Recommend
07/08/2021
Overall Review:

Jessica was very helpful and responsive whenever we had any questions, and she did everything she could to help us with the process when any issues with any parts of the process would come up. I love working with Veterans United and Jessica is amazing!

- Philip H.
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Purchase
Marine Corps
Would Recommend
07/08/2021
Overall Review:

Jessica was very detail oriented and helped make this a very pleasant experience. My wife and I never felt overwhelmed, stressed out or confused at anytime. Jessica, had our complete trust and confidence throughout the entire process. So happy to have the opportunity to work with her and Veterans United.

- Randolph H.
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Purchase
Navy
Would Recommend
06/10/2021
Overall Review:

Jessica was educational, accommodating, as well as swift with responses and had a pleasant attitude the whole time.

- Edgar M.
Purchase
Marine Corps
Would Recommend
06/03/2021
- Kathryn B.
Purchase
Navy
Would Recommend
05/21/2021
Overall Review:

I love Jess! Our initial consultation was for a refinance and then I ended up selling and buying my home! Jessica was always available for my multiple questions through phone, text and email. Shes a hard worker and she worked well with my real estate agent which helped us get a home quickly after we sold our home. I couldn't do this whole process without her! She is amazing! I also wanted to add that she locked us at an great rate! We couldn't be more happier!

- Scott H.
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Purchase
Marine Corps
Would Recommend
05/20/2021
Overall Review:

Jessica was speedy with her replies and getting answers for us. Through the toughest market situations in a decade. She personally setup a meeting with us to double check our financial goals and options. She helped create a plan to be very competitive home buyers. We got into negotiations very quickly after that meeting.

- Nicholas S.
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Refinance
Would Recommend
04/27/2021
Overall Review:

Jessica Zulauf was a pleasure to work with. She was effective in her communication, friendly, professional, and enthusiastic throughout the entire process. She was determined to make things work, and made a complex refinance a non-issue. She stands above the competition.

- Edgar M
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Purchase
Navy
Would Recommend
04/19/2021
Overall Review:

Jessica did a great job keeping all the moving parts moving forward. She was very patient with all my questions and also dealing with my frustrations when I didn't understand or trust the process. She is an asset to your company and you are very lucky to have her on board. Very personable!!

- Spencer T.
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Purchase
Navy
Would Recommend
04/01/2021
Overall Review:

Jessica Zulauf is amazing! She thoroughly explained every step along the way from the beginning to the end. We can't say enough great things about Jessica. She is very professional, you can feel genuine care for her clients, very knowledgeable about the entire process, and the best loan officer in any field we had the pleasure to work with. We were able to reach Jessica at any time going through the process and she had the answer. Thank you Jessica for being the best of the best. We will gladly recommend you to our family and friends. Bravo Zulu!!!! Thank you thank you thank you!!!!

- James J.
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Purchase
Navy
Would Recommend
03/25/2021
Overall Review:

Stayed in touch and answered any questions we had quickly.

- Joseph M.
Purchase
Navy
Would Recommend
03/25/2021
Overall Review:

Always able to answer questions at any time.

- Timothy E.
Purchase
Navy
Would Recommend
03/15/2021
Overall Review:

Thank you all again. The entire process was great.

- Gerald J.
Purchase
Marine Corps
Would Recommend
03/11/2021
- Manuel R.
Purchase
Navy
Would Recommend
02/28/2021
Overall Review:

Jessica exudes professionalism. I had no clue how to use my VA loan and Jessica brought me up to speed in no time. As a Active Duty military member, my time is very valuable and she made sure not to waste a second of it.Also, Jessica has numerous members that are apart of her team. She was able to assist in referring me COMPETITIVE offers for homeowner's insurance.When I purchase my 2nd home you can bet your dollar that I will utilize Jessica in a heartbeat to help me find the funds necessary to build a future for my family.

- Brandon D.
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Refinance
Army
Would Recommend
01/12/2021
Overall Review:

Excellent communication skills. Very friendly person to work with

- Justin R.
Refinance
Navy
Would Recommend
01/01/2021
Overall Review:

Jessica was great. She explained all phases of the process and was available to answer questions when needed.

- Bony K.
Refinance
Navy
Would Recommend
12/17/2020
Overall Review:

She was great and very accommodating. Very friendly, transparent and always available to get back to my wife and I in a timely manner. We are grate to have been able to be assigned to her as our Home Loan Specialist. I believe she did her best and that she cares about her customers very much.

- Reyn N.
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Refinance
Marine Corps
Would Recommend
12/15/2020
Overall Review:

she was very nice and professional

- Earnest C.
Purchase
Navy
Would Recommend
12/14/2020
Overall Review:

Jessica was absolutely amazing!! She was very quick to respond, full of expert answers with all of our questions, extremely supportive and resourceful and helped make our dream come true!! We absolutely LOVED working with her and would strongly recommend her to anyone!!

- Nicholas N.
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Purchase
Navy
Would Recommend
12/08/2020
Overall Review:

Jessica was outstanding to work with and made the process absolutely seamless. Friendly, personable, prompt, thorough, knowledgeable, and always went the extra mile. There aren't enough positive words to describe my experience with Jessica and VU to this point!

- Carlos G.
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Purchase
Navy
Would Recommend
11/19/2020
- Regina C.
Purchase
Navy
Would Recommend
11/17/2020
Overall Review:

Jessica Zulauf is a professional and easy to work with! We were nervous going into this process, being first time home buyers and not really understanding how everything worked. She communicated with us throughout this whole process and was extremely patient with my wife and I. She explained everything to where we could understand it and was always available to answer our questions. My wife and I feel extremely lucky that she was our Person Loan Specialist. She really did make this a memorable and positive experience. Thank you and your team so much Jessica for all you did for us.

- Jacob H.
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Purchase
Navy
Would Recommend
11/16/2020
Overall Review:

Jessica was patient, helpful, friendly, and professional in dealing with all of our issues that seemed to constantly pop up. Jessica was always on top of providing us with precise information. The whole process with jessica felt like when I was a kid crossing the street with a parent holding my hand. I felt like I was in good hands throughout the entire home loan process. Thank you, Jessica!

- David P.
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Purchase
Marine Corps
Would Recommend
11/07/2020
Overall Review:

Very friendly, helpful and patient with us through this process. She seemed more like a friend than a loan officer. Was very happy with Jessica and would recommend everyone I know to work with her.

- Joshua B.
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Purchase
Navy
Would Recommend
10/15/2020
- Christopher E.
Purchase
Navy
Would Recommend
10/08/2020
Overall Review:

Jessica was fantastic! She helped me through the entire process and answered all my questions. She kept me updated and on top of all the paperwork. I can't wait to work with her again.

- James G.
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Purchase
Marine Corps
Would Recommend
10/02/2020
Overall Review:

We had a great experience with Jessica Zulauf. The transaction went as smooth as it could with a few hiccups but Jessica kept assuring us she would take care of it. It was great! She Rocks! Jessica is very knowledgable and I would definitely recommend her to our family and friends.Thank you Jessica for all your help! We love your new home

- Arnulfo C.
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Purchase
Navy
Would Recommend
09/29/2020
Overall Review:

I’m definitely going to her for my next loan.

- Paul S.
Purchase
Navy
Would Recommend
09/27/2020
Overall Review:

Jessica was very professional, she explained the process of my refinance every in a way that was easy for me to understand. Jessica went above and beyond keeping me updated every step of the way.

- Raul A.
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Purchase
Navy
Would Recommend
09/13/2020
Overall Review:

Jessica went the extra mile every time we called, had questions or just did not know how to navigate the next steps. She is just phenomenal to work with.

- Elmari P.
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Purchase
Navy
Would Recommend
08/31/2020
Overall Review:

Jessica was amazing! She was ahead of everything throughout the entire process and went above and beyond even when she didn't have to.

- Shaun P.
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Purchase
Marine Corps
Would Recommend
08/18/2020
- Kurt M.
Purchase
Navy
Would Recommend
07/31/2020
Overall Review:

Countless hours and hard work led me to a great home that I love. Thank you for your assistance and assurance that this is what I needed in my life. I wont say it was the easiest process but it was well worth the time and effort from all parties involved. Jessica is the best loan officer and I would highly recommend her! Thank you so much!

- Jibson Janry Undag P.
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Purchase
Army
Would Recommend
07/24/2020
Overall Review:

As we started the process, Jessica was attentive to my needs and expectations. She delivered a great sense of understanding, energy, enthusiasm, and motivation. The communication was excellent. She held my hand and lead the way and I can tell you the ride was very smooth and fun. On another note, I would like to thank the person for hiring Jessica because she is a true asset to the company.

- Alexander Y.
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Purchase
Navy
Would Recommend
07/23/2020
Overall Review:

Jessica was very helpful to talk to. She always got things done really fast and often did things after hours to help the process move more effectively. She certainly went out of her way to make sure everything worked out for me and I really appreciate it.

- Charles B.
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Purchase
Air Force
Would Recommend
07/14/2020
Overall Review:

Very professional, prompt, courteous, accurate with info. She followed up often and was quick to respond to my questions and concerns. A good experience because of her being patient, yet persistent.

- Edward R.
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Purchase
Navy
Would Recommend
07/08/2020
Overall Review:

Her positive attitude made our journey painless. Look forward to working with her in the future.

- Elijah S.
Purchase
Army
Would Recommend
07/06/2020
Overall Review:

Jessica was very helpful and she accommodated to my schedule throughout the process. Great costumer service!

- Rebeca P.
Purchase
Navy
Would Recommend
04/03/2020
Overall Review:

Jessica was outstanding! She went far and beyond on helping us get our first home. Got pre-approved in one day and closed our home in a month! Answering all our questions even after office hours and on weekends. She’s really nice and easy to talk to. We really, really appreciate working with her. It went really smooth from start to finish. We could not ask for more.

- Megan S.
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