Image of Joshua DeLeon
4.99
out of 54 reviews

Joshua DeLeon

Loan Officer

(619) 900-1820
jdeleon@mhslending.com
NMLS# 1540815

About Joshua

Josh is from Kona, Hawaii but has called San Diego home for the past 10 years. With over 5 years of experience, Josh is dedicated to helping veterans achieve their dream of homeownership by providing outstanding customer service while ensuring the home buying process is easy from start to finish. He enjoys working with veterans because it is a privilege and honor to help those who sacrifice so much for everyone else. In his free time, Josh loves going to the beach, playing volleyball, basketball, and spending time with his wife and two sons.

Reviews

Client Reviews

What my clients are saying.
Purchase
Navy
Would Recommend
01/02/2024
Overall Review:

I worked with Josh DeLeon and his assistant, Angie. I couldn’t be happier with my experience, they were so good. My credit wasn’t great to start with, but Josh found a way to make things happen, and also walked me through everything. He was ALWAYS available to answer my idiot questions, and was able to keep me calm when I would get riled up about something. He was never pushy, great about reminding me what I needed to do, and was also awesome about dealing with my realtor to make sure everything was good to go. Angie was also so good and ensuring that all of my ducks were in a row so that we could get everything done on time. This was a 10/10 experience and I’ll definitely be back when it’s time to refinance. Don’t let anyone tell you you can’t buy a home, I bought a beautiful house in a high interest rate time with terrible credit (less than 600), and I’m not having to sell my organs to make it happen. This is where I’ll be sending all my buddies for their VA loan needs.

Team Review:

Josh and Angie are the best. If you’re lucky enough to get them, it’s a smooth ride

- Mark R.
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Purchase
Navy
Would Recommend
01/02/2024
Overall Review:

Josh was a pleasure to work with. Very quick and painless. Very knowledgeable and informative on the process. Greatly appreciate them with assistance on funding our first home.

Team Review:

Josh was a pleasure to work with. Very quick and painless. Very knowledgeable and informative on the process. Greatly appreciate them with assistance on funding our first home.

- Hursel F.
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Purchase
Army
Would Recommend
11/15/2023
Overall Review:

He was awesome did a great job

Team Review:

I was impressed bye him

- Curtis W.
Purchase
Army
Would Recommend
11/06/2023
Overall Review:

From start to finish Josh @ Military Homespot gave excellent service. We had many questions, sometimes we thought he would get put off by but instead it seemed like he was truly happy to help at every turn. Thanks for everything you guys did..!!

Team Review:

Got all the paperwork requests in a timely manner, communication was awesome. Made a usually not very fun experience waaay more tolerable..!!

- Arthur L.
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Cash-Out Refi
Navy
Would Recommend
11/03/2023
Overall Review:

Joshua was amazing he did what he said he would do and helped me with everything that needed to be done I cannot say enough about him and His team!!!

Team Review:

Military home spot is definitely the place for veterans and military personnel they know what they are doing when it comes to the VA loan

- Richard C.
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Purchase
Marine Corps
Would Recommend
09/07/2023
Overall Review:

Josh was extremely well to work with. Although I was hesitant to ask (basic) questions, he reassured me to ask any and all. He consistently addressed my concerns and even was proactive on addressing some that I didn’t know would be an issue.

Team Review:

Pleasant and easy to work with even though my situation was not ideal.

- Joseph K.
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Purchase
Army
Would Recommend
06/21/2023
Overall Review:

MHS Lending is an outstanding company to work with. I was hesitant at first because I found them on Tic Tok lol. But they did not disappoint they hold true to their word about the VA guidelines and follow them in order to get you approved for a home! I will definitely work with them again in the future if I ever move. Thank you MHS lending!

Team Review:

I been working with Joshua Deleon for about 6-12 months from initial call when I was curious and told me about how they operate. At first I thought I wouldn’t qualify because of my credit and he said that won’t effect me and he did not lie and I was approved for way more than I thought.From start to finish he was very helpful. Walking me through every step of the way. I don’t even know how many times I called and texted him for the most minor detail of the loan and never hesitated to answer or get back to me within the next few hours. Once I found a house he was on top of everything and even estimated everything within a penny of what everything would cost all the way to the payments a hour after I texted him the details of the house and price. If anyone has a chance to work with him he will not disappoint and will go above and beyond to help you get into a great home!

- Jose R.
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Purchase
Navy
Would Recommend
06/20/2023
Overall Review:

Josh was absolutely amazing through the whole process. It helped in every way he could to make sure we could purchase a home. Wouldn’t have wanted to work with anyone else!

- David C.
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Purchase
Army
Would Recommend
03/01/2023
Overall Review:

I can't say enough GOOD things about this company. I came to them from a failed attempt with another company. They was more then willing to work with me. From day 1 I felt nothing but family to MHS. I had a couple of hiccups during my process and I was more then confedent that my team would be able to handle it. My loan officer (joshua and team) was absolutely amazing to work with. Joshua was very communicative and open about the next step with me and what we had to accomplish to move forward. I can't thank MHS enough for helping me buy my first home. I would recommend this company to any military/veteran looking to buy a home. Thank you Joshua DeLeon.

Team Review:

I spilled my heart out in the previous one.. But anyways. Highly recommend. Best company ever. Thank you so much.

- Samuel B.
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Purchase
Army
Would Recommend
02/22/2023
Overall Review:

Josh de Leon is the best lending officer in my opinion! Went above and beyond to get us into a house and closing in less than 35 days. Highly professional and well recommended.

Team Review:

Everybody works together as a team and made the process quick and simple. All my questions got answered In a timely manner and they were with me every step of the way .

- Giovani G.
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Purchase
Marine Corps
Would Recommend
09/01/2022
Overall Review:

Very resourceful. Quick and easy To contact and answer any questions I had about the process. He did a fantastic job and would definitely use him for future plans. Thank you Josh you were awesome man.

Team Review:

Josh Deleon was on top of everything. Very knowledgeable. I was kept in the loop on every step of the way. When it came to answering any questions I had, Josh went above and beyond to provide the answers.

- Jorge A.
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Purchase
Marine Corps
Would Recommend
06/08/2022
Overall Review:

Joshua is very knowledgeable and was always willing to help.

Team Review:

Our home buying experience was amazing, because of all the support that given to us every step of the way.

- Andrew S.
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Purchase
Navy
Would Recommend
02/24/2022
Overall Review:

Second time working with Josh and it was a smooth transaction as always. Thank you for helping us feel comfortable during this entire process.

- Jill C.
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Refinance
Marine Corps
Would Recommend
02/13/2022
Overall Review:

Best company I ever refinance with. After many failed attempts , full of promises and failures I found MHSL. Joshua was the man, this guy updated me throughout the whole process and took care of every detail to close on time and with everything that was offered. I will definitely recommend this company to refinance with , and please request Joshua to assist you with your needs. THANK YOU

- Sergio R.
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Refinance
Navy
Would Recommend
03/11/2021
Overall Review:

fast, professional, and honest! Very reachable and open to answer all questions and transparent through the process. Compared to another refinance process I've been through, this firm is faster, efficient, and easy to work with.

- Sanders O.
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Purchase
Navy
Would Recommend
03/04/2021
Overall Review:

We were referred to Josh after having a horrible experience with our then loan officer. I'm not exaggerating when I say Josh, Hong and the team saved us and helped us land our dream home! They took us on short notice and got our loan funded ON TIME. Throughout our experience, Josh and the team were readily available, helpful and kind despite the stresses I know they were encountering behind the scenes (pandemic and time issues). Thank you, Josh and team!!!

- Angelito A.
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Purchase
Navy
Would Recommend
02/20/2021
Overall Review:

Absolutely loved our experience with the Military Homespot Lending! They were very informative and transparent throughout the entire process. Definitely recommend! Josh was amazing throughout the entire process. From the very beginning he took the time to answer all of our questions and walk us through everything. We appreciate his promptness, attention to detail and amazing customer service skills! We are so happy we found him and he was able to help us make our dream come true. Thank you Josh and team, we appreciate y’all!

- Alex L.
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Purchase
Marine Corps
Would Recommend
10/22/2020
Overall Review:

Joshua is the best. Would recommend him to everyone. His attention to detail and professionalism is beyond reproach. He took care of my family needs and was great to work with.

- Kimo Q.
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Refinance
Navy
Would Recommend
10/22/2020
Overall Review:

Thank you Joshua Deleon and his team for an outstanding customer service! This is our second time using this company and this is because of Josh and great customer service. I will make sure to recommend him to my family and friends for mortgage loan services. Bravo!

- Adelaida D.
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Purchase
Navy
Would Recommend
10/22/2020
- Emilia C.
Purchase
Navy
Would Recommend
10/22/2020
- Jeremias B.
Refinance
Marine Corps
Would Recommend
10/22/2020
- Luis S.
Refinance
Marine Corps
Would Recommend
10/22/2020
Overall Review:

Very knowledgeable kept me updated on the loan process everything went through fast to closing good experience will recommend him to anyone who would like to purchase a home or refinance.

- Timothy S.
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Purchase
Navy
Would Recommend
10/22/2020
Overall Review:

It was an easy process for us, he updated us throughout it all, as well as locked us in with the best rate.

- Theodore B.
Purchase
Navy
Would Recommend
10/22/2020
Overall Review:

Josh was great! He was informative and patient and answered all of our hundreds of questions. He was very approachable and it was wonderful of him to share his current home buying experiences with us. He made the daunting loan process less so and made us feel comfortable through the experience.

- Juan C.
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Purchase
Army
Would Recommend
10/22/2020
Overall Review:

Joshua was a blessing! A true pleasure to work with. I could not have asked for a better loan specialist. He was responsive, communicated effectively, and answer and alleviated all my questions and concerns. He was sincere, diligent, and thorough, and I'm very thankful for his help!

- Stephanie D.
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Purchase
Would Recommend
10/22/2020
Overall Review:

Josh is awesome! Our loan was not the typical deal and there were a lot of moving parts but Josh was so patient and helped us through the whole process. I started the conversation with Josh last year and when finally decided what we wanted to do he was ready for us and did everything he could to keep our loan moving even though things were constantly changing with my father being stuck in the Philippines.

- Mark A.
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Purchase
Army
Would Recommend
10/22/2020
Overall Review:

Was very prompt with all the paperwork we needed to complete, answered all emails and inquired quickly. There was never a delay in our process.

- Mark E.
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Refinance
Navy
Would Recommend
10/22/2020
Overall Review:

Joshua made the process a breeze!

- Michael Q.
Refinance
Navy
Would Recommend
10/22/2020
Overall Review:

Josh's a great guy and definitely helped me all the way, answering any questions I had. Deserves a promotion!

- Bernardo B.
Refinance
Army
Would Recommend
10/22/2020
Overall Review:

He was professional, courteous and attentive. He was very patient throughout the entire process and gave us all the time we needed to work through our decisions. Cou ld not have been a nicer guy.

- Randy V.
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Refinance
Navy
Would Recommend
10/22/2020
Overall Review:

Smooth

- Randy K.
Purchase
Navy
Would Recommend
10/22/2020
Overall Review:

I am a first time homebuyer and Josh is was helpful in every step of the way.He explained things that I did not understand. He answers my calls and questions even if it was late at night already.Would definitely recommend to my friends.

- Aileen Joy A.
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Purchase
Navy
Would Recommend
10/22/2020
Overall Review:

Josh was very knowledgeable throughout the entire experience and was available at all hours when I had questions or concerns.

- Erik B.
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Refinance
Navy
Would Recommend
10/22/2020
Overall Review:

Josh and his team always go above and beyond. They keep me posted throughout the entire process and I really appreciate that.

- Kenneth S.
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Refinance
Marine Corps

10/22/2020
- Robert M.
Refinance
Navy
Would Recommend
10/22/2020
Overall Review:

Joshua was excellent. He was available at any time to answer my questions without delay and great professionalism.

- Natalie W.
Refinance
Marine Corps
Would Recommend
10/22/2020
- LuisS.
Purchase
Navy
Would Recommend
10/22/2020
Overall Review:

He was always available for all of my questions and concerns and he was very knowledgeable about it all

- Deanna K.
Purchase
Navy
Would Recommend
10/22/2020
Overall Review:

He was always in constant contact and he kept his word. That speaks volumes.

- Kenneth S.
Purchase
Air Force
Would Recommend
10/22/2020
Overall Review:

Joshua was by far my best finance specialist ever. He made all transactions seem effortless.

- Manjera N.
Purchase
Air Force
Would Recommend
10/22/2020
- Prajeet K.
Purchase
Navy
Would Recommend
10/22/2020
- Joseph T.
Purchase
Army
Would Recommend
10/22/2020
- Matthew A.
Purchase
Navy
Would Recommend
10/22/2020
Overall Review:

Joshua was a pleasure to work with,. He was at ease making me feel the same. Humble and sure of himself.

- Lyndon W.
Refinance
Navy
Would Recommend
10/22/2020
- Xiangyu L.
Refinance
Would Recommend
10/22/2020
Overall Review:

Josh was great. Always responsive to my calls, texts, and questions' I never had to wait long for anything and he was great at communicating my tasks

- Jennifer T.
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Purchase
Navy
Would Recommend
10/22/2020
Overall Review:

Joshua Deleon is the best! Patiently answered all our questions (even the dumb ones) in great detail. He put our minds at ease with the uncertainties and worries of our first homebuying experience. Always just a phone call away (even on weekends) while we were browsing for homes. Two thumbs up and five stars!

- Cosme R.
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Purchase
Navy
Would Recommend
10/22/2020
- Gary B.
Purchase
Navy
Would Recommend
10/22/2020
- Isaiah S.
Purchase
Navy
Would Recommend
10/22/2020
Overall Review:

Joshua did a good job in helping me go through with my loan process. He is always communicating whenever there's any paperwork or requirement that needs to be done...

- Jhoel C.
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Purchase
Navy
Would Recommend
10/22/2020
Overall Review:

Joshua was very helpful and honest throughout my entire process

- Rodolfo P.
Purchase
Navy
Would Recommend
10/22/2020
Overall Review:

Joshua was able to answer all of my questions throughout the process. Since I am a first time home buyer. with Joshua's help it was definitely a very easy process for me in comparison to other individuals that I spoken to before about their loan process experience. I learned so much from Joshua since he was able to explain to me the things that I did not know anything about and helped me understand the step by step process to own a home.

- Sarah J.
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Refinance
Navy
Would Recommend
10/22/2020
Overall Review:

Working with Josh is always seamless and pleasant! He does a great job communicating with us and explaining different documents, and he is quick to respond as well.

- Jill C.
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