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out of 42 reviews

Kyle Melvin

Loan Officer

(619) 728-9286
NMLS# 1486450

About Kyle

Kyle has been in the home loan industry since 2016. Specializing in VA home loans and has helped over 400 families utilize their VA home loan benefit. Kyle prides himself on being relatable, knowledgeable, and easy to work with. He truly strives to make the home buying or refinance process as easy as possible for all his clients, while being very transparent and up front about potential bumps in the road. Kyle takes those extra steps to get to know the families he is serving on a personal level. He understands that purchasing a home for the first time can be overwhelming, which is why he makes it a point to stay in constant communication with his borrowers while making himself readily available at any time of the day.

Originally from Denver, Colorado, Kyle attended the University of Colorado at Boulder where he obtained his bachelor’s degree in Business and moved out to sunny San Diego in 2011. In his spare time, you can find Kyle at the beach, golf course or hanging out with his Aussie Labradoodle, Maverick.


Client Reviews

What my clients are saying.
Marine Corps
Would Recommend

This is actually the 2nd time dealing with Kyle. He helped me secure my first home loan last year. Nothing but an awesome experience once again. This time I decided to take advantage of the current market and utilize a VA Cashout refinance to help eliminate my outstanding debt. He was completely knowledgeable and worked extremely hard to figure out what the best option was for myself. I’ll definitely be dealing with Kyle in the future for any of my laon needs. Thanks again Kyle! 👍🏼

- George K.
Would Recommend

Kyle went above and beyond for our family by doing the following
1. Excellent customer service good communicator.
2. Good interest rate
3. A faster closing, yes Kyle can close as fast as 21 days no joke!
4. He was able to lowers our closing cost by 4,000.
Bottom line in this market if you want to get into the home of your dreams Kyle is you guy without a doubt!!!

- Angela A.
Would Recommend

Smooth and easy

- Raul F.
Would Recommend

In a few words you & your associates did such a great job there was no stress at all for me you made the experience so easy I am going to recommend you to everyone that is looking for a loan Thank You for all your help

- Sergio V.
Would Recommend

Super easy and simple. Minimum paperwork required.

- Grady M.
Would Recommend

Dedicated professional, who went above and beyond to make this happen efficiently, and with great care.. Absolutely top notch!!!

- Courtney F.
Would Recommend

Kyle was outstanding to work with - extremely timely, a clear communicator, and very patient at answering all of our first-time buyer questions. We appreciate his knowledge and professionalism, and would work with Kyle again in a heart beat. Thank you for making the process not only painless and smooth, but fun!

- Anne C.
Would Recommend

Kyle Melvin and his team where by far the best experience I have encountered to this day. They are clear, detailed, honest and understanding. The process as a whole was informative, explained and made simple to understand. Our family was blown away with the hard work this team put forth on our behalf. I would recommend Kyle and his team to anyone looking to purchase a home. Thank you Kyle and Team for your hard and honest work.

- Robert G.
Would Recommend

Kyle Melvin is definitely the man to see when in search of a loan to purchase you dream home. We have had the best experience of a dream come true. Such an amazing opportunity. Thank you Kyle!!

- Michelle B.
Would Recommend

Working with Kyle and his team was a blessing. We ran into some unforeseen issues that he was able to mitigate and lessen the financial blows. He went out of his way to personally assist us through our entire process and has made our decision on buying a home one we have full confidence in. I recommend Kyle and his team 6/5!!! Thank you again Kyle! Glad to have worked with you and our continuation through it all!

- Irrielle B.
Would Recommend

Amazing! We are so happy to be first time homeowners and gone through such a great company for our home loan.

- Mercedes B.
Would Recommend

Outstanding and easy to deal with. Made the process of buying a home easy and smooth.

- Lee D.
Would Recommend

Very please and happy to work with Kyle and Ms. Amanda! Highly recommend! Thank you!

- Mary Grace D.
Would Recommend

Kyle and his team made the process of refinancing my home loan very easy. I would definitely recommend Kyle and his team for anyone looking for help with home loans.

- Zuzana D.
Would Recommend

Kyle was great at communicating clearly the steps in buying a house financial process. He answered my questions and concerns clearly.

- Venetia D.
Would Recommend

Kyle and team were very approachable. They were always made sure that we had the right answer. Things went smoothly and according to the timetable that Kyle gave us. The process was seamless and actually quite pleasant. For Any kind of mortgage lending transaction we do in the future, we will call Kyle first.

- Thomas C.
Would Recommend

Best rates, exceptional service, intense knowledge, fervent patriotism.

These are just a few of the standards, qualities and characteristics you can expect from Kyle Melvin. I have worked with him for 3 years through multiple deals with my home; to include the initial purchase and subsequent refinances. In each instance Kyle's professionalism has been the ideal of what every customer should desire. He will treat you with the utmost respect, and ensure every question you have is answered. He is with you for the long haul, and come signature day will ensure you and your family have all the confidence and clarity necessary to ensure that your new home is the best deal on the market. He has earned my trust, and a phone call from you to see what he can do for you.

- Kyle B.
Would Recommend

In a truly insane market, Kyle was the most helpful person a buyer could have hoped for. His entire team navigated me through all phases of the process for a smooth closing and we hit every milestone on time or earlier. He’ll be the first and only recommendation I have to any friends and family looking to finance the purchase of their home in San Diego!

- Jaclyn M.
Would Recommend

Kyle and his team made my first home buying experience seem way too easy. The speedy response times and professionalism is second to none. There will be no one else that’ll be handling my future home buy and selling Except

- Stephen W.
Would Recommend

Great experience and easy transaction.

- Dominque D.
Would Recommend

Kyle and his team are very professional, I highly recommend them!

- Jason C.
Would Recommend

Kyle and his team were well organized and efficient. I have dealt with other companies and this transaction was the smoothest I have ever experienced. Kyle answered all our questions quickly and made us feel at ease. We would highly recommend him to anyone wishing to refinance their home.

- Lydia C.
Would Recommend

Very professional and pleasant customer service,. Kyle was very responsive and on top of the whole loan process which made for a smooth and great experience!

- Prince D.
Would Recommend

Working with Kyle was a great day experience! He was personable and quick with responses and was always willing to answer our questions. Would definitely recommend!!

- Russell A.
Would Recommend

Kyle is such a pleasure to work with. He is always super helpful and looking out for our best interest. He goes above and beyond what is required and makes sure everything it pushed through as quickly as possible. THANK YOU!

- Lindsay D.
Would Recommend

Kyle kept us up on the process, was available for questions. He worked for us and got us a great interest rate.

- Bradley V.
Would Recommend

Kyle Melvin did a very professional job on my refinancing of my home mortgage. He was in constant communication and assured me that all will be handled.

- Salvador V.
Would Recommend

Generally easy other than the corporate decision to delay closing

- Jeffrey S.
Would Recommend

Kyle Melvin has once again been an amazing loan officer as he helped us secure our refinancing loan! He answered all of our questions and made sure we got the best terms. I am really glad we took his advice and refinanced our home loan!

- Silvia R.
Would Recommend

Kyle was very professional and helpful. He made himself available to answer our questions whenever they came up. I highly recommend him!

- Victoria
Would Recommend

Kylie is THE BEST loan officer to work with. He made my home purchase go super clear and concise. He took all the stress away and made escrow fly by.

- Lindsay C.
Would Recommend

Kyle is an amazing Loan Officer! It was time to refinance our own home. I am in the Real Estate industry and Kyle truly provides top-tier service and value to his clients. From beginning to end, Kyle constantly communicated and advised the next steps which enable the process to be such a breeze. Thank you, Kyle!

- Jacob
Would Recommend

Kyle was very professional and thorough. I had complete confidence that he was acting in our best interest the entire transaction, and was sure to work hard for us. Everything flowed smoothly, and we were able to lock in a killer rate. I would highly recommend his service.

- Katherine
Would Recommend

Kyle was a pleasure to deal with. Communication was 10/10. It didn't matter what time of the day or night he was always quick to respond; text, email, or phone call. He took the time to answer all of our question even those that were not directly involved with the refinance. Lastly, he kept us up-to-date throughout the entire refinance process even with the many policy changes in regards to COVID-19.

- Jason
Would Recommend

Kyle was super on top of it, great customer service, great product, very professional. Highly recommended!

- Scott
Would Recommend

My process was definitely an experience that I wouldn’t trade for anything. They educated me as well as made sure things were taken care of. Thank you.

- Ashley
Would Recommend

You guys did everything you guys could and beyond I would recommend to everyone looking to buy a home

- Naomi
Would Recommend

You did great. Got my closing on time in spite of all the setbacks.

- James
Would Recommend

Kyle makes the process stress-free and easy. We have used him for past home loans, and will continue to use him for any future home loans. I would highly recommend Kyle to my family and friends. Thank you again!

- Chris K.
Would Recommend

Kyle was great. Very thorough and a pleasure to work with! We are happy clients!

- Martina
Would Recommend

Kyle Melvin did a awsome job. He kept me informed and in tune with the home buying process. Any questions I had were promptly and expertly answered using terms I could understand. I totally recommend Kyle for you home finance needs.

- Errol
Would Recommend

We are very thankful to them! Very nice people to work with! 10 out of 10!

- Mary Grace D.