Image of Kyle Melvin
5
out of 46 reviews

Kyle Melvin

Loan Officer

(619) 728-9296
kmelvin@mhslending.com
NMLS# 1486450

About Kyle

Kyle has been in the home loan industry since 2016. Specializing in VA home loans and has helped over 400 families utilize their VA home loan benefit. Kyle prides himself on being relatable, knowledgeable, and easy to work with. He truly strives to make the home buying or refinance process as easy as possible for all his clients, while being very transparent and up front about potential bumps in the road. Kyle takes those extra steps to get to know the families he is serving on a personal level. He understands that purchasing a home for the first time can be overwhelming, which is why he makes it a point to stay in constant communication with his borrowers while making himself readily available at any time of the day.

Originally from Denver, Colorado, Kyle attended the University of Colorado at Boulder where he obtained his bachelor’s degree in Business and moved out to sunny San Diego in 2011. In his spare time, you can find Kyle at the beach, golf course or hanging out with his Aussie Labradoodle, Maverick.

Reviews

Client Reviews

What my clients are saying.
Purchase
Navy
Would Recommend
02/07/2024
Overall Review:

Kyle and his team have helped my wife and I purchase two homes and couldn't have made it easier. He is very knowledgeable, open, communicative, and goes above and beyond for his clients. We will continue to recommend him to all of our friends and veterans when they're needing a lender!

- Joseph O.
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Purchase
Would Recommend
08/04/2023
Overall Review:

Kyle and Gage went to great lengths to get my loan approved, and there were hurdles that they jumped to do it. Great guys!

Team Review:

Excellent, effective, and efficient. I would recommend MHS lending to any vet needing a loan.

- Niko Q.
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Purchase
Would Recommend
04/19/2023
Overall Review:

Kyle is a wonderful Mortgage Broker. He was extremely receptive of any questions or concerns we had and responded immediately when we contacted him. He went out of his way to keep us informed during the whole process and was very professional while we were going through the process. I give him and rest of his team my highest recommendation for anyone, especially first time hoke buyers like myself and my wife.

- Randy B.
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Purchase
Navy
Would Recommend
04/19/2023
Overall Review:

Kyle is the man! Super understatement! A straight shooter and will go out of his way to make sure things are correct and will break everything down Barney style to you. As a first time home buyer he made the loan side of it so much at ease very grateful for him and Angie. These two helped out a lot when it comes to the loan side of buying a house. They will definitely be recommended to other co-workers and friends. If you’re military like myself or law enforcement like my significant other or anyone else these guys are your Go To. Thank you Kyle and Angie! I appreciate everything you have done and going above and beyond of one’s expectations you guys have set the bar and if I purchase again I’m coming back so don’t leave lol!

Team Review:

My loan officer has been the greatest talking about going above and beyond the process this dude needs a raise as in Kyle! Lol

- Ralphaell P.
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Purchase
Marine Corps
Would Recommend
06/09/2022
Overall Review:

This is actually the 2nd time dealing with Kyle. He helped me secure my first home loan last year. Nothing but an awesome experience once again. This time I decided to take advantage of the current market and utilize a VA Cashout refinance to help eliminate my outstanding debt. He was completely knowledgeable and worked extremely hard to figure out what the best option was for myself. I’ll definitely be dealing with Kyle in the future for any of my laon needs. Thanks again Kyle! ??

- George K.
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Would Recommend
10/27/2021
Overall Review:

Kyle went above and beyond for our family by doing the following
1. Excellent customer service good communicator.
2. Good interest rate
3. A faster closing, yes Kyle can close as fast as 21 days no joke!
4. He was able to lowers our closing cost by 4,000.
Bottom line in this market if you want to get into the home of your dreams Kyle is you guy without a doubt!!!

- Angela A.
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Would Recommend
10/26/2021
Overall Review:

Smooth and easy

- Raul F.
Would Recommend
07/29/2021
Overall Review:

In a few words you & your associates did such a great job there was no stress at all for me you made the experience so easy I am going to recommend you to everyone that is looking for a loan Thank You for all your help

- Sergio V.
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Would Recommend
06/14/2021
Overall Review:

Super easy and simple. Minimum paperwork required.

- Grady M.
Would Recommend
05/05/2021
Overall Review:

Dedicated professional, who went above and beyond to make this happen efficiently, and with great care.. Absolutely top notch!!!

- Courtney F.
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Would Recommend
03/06/2021
Overall Review:

Kyle was outstanding to work with - extremely timely, a clear communicator, and very patient at answering all of our first-time buyer questions. We appreciate his knowledge and professionalism, and would work with Kyle again in a heart beat. Thank you for making the process not only painless and smooth, but fun!

- Anne C.
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Would Recommend
03/01/2021
Overall Review:

Kyle Melvin and his team where by far the best experience I have encountered to this day. They are clear, detailed, honest and understanding. The process as a whole was informative, explained and made simple to understand. Our family was blown away with the hard work this team put forth on our behalf. I would recommend Kyle and his team to anyone looking to purchase a home. Thank you Kyle and Team for your hard and honest work.

- Robert G.
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Would Recommend
02/19/2021
Overall Review:

Kyle Melvin is definitely the man to see when in search of a loan to purchase you dream home. We have had the best experience of a dream come true. Such an amazing opportunity. Thank you Kyle!!

- Michelle B.
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Would Recommend
01/05/2021
Overall Review:

Working with Kyle and his team was a blessing. We ran into some unforeseen issues that he was able to mitigate and lessen the financial blows. He went out of his way to personally assist us through our entire process and has made our decision on buying a home one we have full confidence in. I recommend Kyle and his team 6/5!!! Thank you again Kyle! Glad to have worked with you and our continuation through it all!

- Irrielle B.
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Would Recommend
12/16/2020
Overall Review:

Amazing! We are so happy to be first time homeowners and gone through such a great company for our home loan.

- Mercedes B.
Would Recommend
11/18/2020
Overall Review:

Outstanding and easy to deal with. Made the process of buying a home easy and smooth.

- Lee D.
Would Recommend
11/15/2020
Overall Review:

Very please and happy to work with Kyle and Ms. Amanda! Highly recommend! Thank you!

- Mary Grace D.
Would Recommend
11/15/2020
Overall Review:

Kyle and his team made the process of refinancing my home loan very easy. I would definitely recommend Kyle and his team for anyone looking for help with home loans.

- Zuzana D.
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Would Recommend
11/11/2020
Overall Review:

Kyle was great at communicating clearly the steps in buying a house financial process. He answered my questions and concerns clearly.

- Venetia D.
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Would Recommend
09/25/2020
Overall Review:

Kyle and team were very approachable. They were always made sure that we had the right answer. Things went smoothly and according to the timetable that Kyle gave us. The process was seamless and actually quite pleasant. For Any kind of mortgage lending transaction we do in the future, we will call Kyle first.

- Thomas C.
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Would Recommend
09/08/2020
Overall Review:

Best rates, exceptional service, intense knowledge, fervent patriotism.

These are just a few of the standards, qualities and characteristics you can expect from Kyle Melvin. I have worked with him for 3 years through multiple deals with my home; to include the initial purchase and subsequent refinances. In each instance Kyle's professionalism has been the ideal of what every customer should desire. He will treat you with the utmost respect, and ensure every question you have is answered. He is with you for the long haul, and come signature day will ensure you and your family have all the confidence and clarity necessary to ensure that your new home is the best deal on the market. He has earned my trust, and a phone call from you to see what he can do for you.

- Kyle B.
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Would Recommend
08/28/2020
Overall Review:

In a truly insane market, Kyle was the most helpful person a buyer could have hoped for. His entire team navigated me through all phases of the process for a smooth closing and we hit every milestone on time or earlier. He’ll be the first and only recommendation I have to any friends and family looking to finance the purchase of their home in San Diego!

- Jaclyn M.
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Would Recommend
08/17/2020
Overall Review:

Kyle and his team made my first home buying experience seem way too easy. The speedy response times and professionalism is second to none. There will be no one else that’ll be handling my future home buy and selling Except

- Stephen W.
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Would Recommend
08/11/2020
Overall Review:

Great experience and easy transaction.

- Dominque D.
Would Recommend
07/31/2020
Overall Review:

Kyle and his team are very professional, I highly recommend them!

- Jason C.
Would Recommend
07/30/2020
Overall Review:

Kyle and his team were well organized and efficient. I have dealt with other companies and this transaction was the smoothest I have ever experienced. Kyle answered all our questions quickly and made us feel at ease. We would highly recommend him to anyone wishing to refinance their home.

- Lydia C.
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Would Recommend
07/16/2020
Overall Review:

Very professional and pleasant customer service,. Kyle was very responsive and on top of the whole loan process which made for a smooth and great experience!

- Prince D.
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Would Recommend
06/29/2020
Overall Review:

Working with Kyle was a great day experience! He was personable and quick with responses and was always willing to answer our questions. Would definitely recommend!!

- Russell A.
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Would Recommend
06/23/2020
Overall Review:

Kyle is such a pleasure to work with. He is always super helpful and looking out for our best interest. He goes above and beyond what is required and makes sure everything it pushed through as quickly as possible. THANK YOU!

- Lindsay D.
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Would Recommend
06/17/2020
Overall Review:

Kyle kept us up on the process, was available for questions. He worked for us and got us a great interest rate.

- Bradley V.
Would Recommend
06/13/2020
Overall Review:

Kyle Melvin did a very professional job on my refinancing of my home mortgage. He was in constant communication and assured me that all will be handled.

- Salvador V.
Read More
Would Recommend
06/08/2020
Overall Review:

Generally easy other than the corporate decision to delay closing

- Jeffrey S.
Would Recommend
05/20/2020
Overall Review:

Kyle Melvin has once again been an amazing loan officer as he helped us secure our refinancing loan! He answered all of our questions and made sure we got the best terms. I am really glad we took his advice and refinanced our home loan!

- Silvia R.
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Would Recommend
05/05/2020
Overall Review:

Kyle was very professional and helpful. He made himself available to answer our questions whenever they came up. I highly recommend him!

- Victoria
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Would Recommend
04/30/2020
Overall Review:

Kylie is THE BEST loan officer to work with. He made my home purchase go super clear and concise. He took all the stress away and made escrow fly by.

- Lindsay C.
Read More
Would Recommend
04/18/2020
Overall Review:

Kyle is an amazing Loan Officer! It was time to refinance our own home. I am in the Real Estate industry and Kyle truly provides top-tier service and value to his clients. From beginning to end, Kyle constantly communicated and advised the next steps which enable the process to be such a breeze. Thank you, Kyle!

- Jacob
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Would Recommend
04/13/2020
Overall Review:

Kyle was very professional and thorough. I had complete confidence that he was acting in our best interest the entire transaction, and was sure to work hard for us. Everything flowed smoothly, and we were able to lock in a killer rate. I would highly recommend his service.

- Katherine
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Would Recommend
04/13/2020
Overall Review:

Kyle was a pleasure to deal with. Communication was 10/10. It didn't matter what time of the day or night he was always quick to respond; text, email, or phone call. He took the time to answer all of our question even those that were not directly involved with the refinance. Lastly, he kept us up-to-date throughout the entire refinance process even with the many policy changes in regards to COVID-19.

- Jason
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Would Recommend
04/05/2020
Overall Review:

Kyle was super on top of it, great customer service, great product, very professional. Highly recommended!

- Scott
Would Recommend
04/01/2020
Overall Review:

My process was definitely an experience that I wouldn’t trade for anything. They educated me as well as made sure things were taken care of. Thank you.

- Ashley
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Would Recommend
03/19/2020
Overall Review:

You guys did everything you guys could and beyond I would recommend to everyone looking to buy a home

- Naomi
Would Recommend
03/19/2020
Overall Review:

You did great. Got my closing on time in spite of all the setbacks.

- James
Would Recommend
02/09/2020
Overall Review:

Kyle makes the process stress-free and easy. We have used him for past home loans, and will continue to use him for any future home loans. I would highly recommend Kyle to my family and friends. Thank you again!

- Chris K.
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Would Recommend
01/28/2020
Overall Review:

Kyle was great. Very thorough and a pleasure to work with! We are happy clients!

- Martina
Would Recommend
01/26/2020
Overall Review:

Kyle Melvin did a awsome job. He kept me informed and in tune with the home buying process. Any questions I had were promptly and expertly answered using terms I could understand. I totally recommend Kyle for you home finance needs.

- Errol
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Would Recommend
01/22/2020
Overall Review:

We are very thankful to them! Very nice people to work with! 10 out of 10!

- Mary Grace D.