

Kevin Heffernan
Branch Manager
NMLS# 1049299
ABOUT Kevin Heffernan
Kevin currently serves as a Branch Manager for Military Home Spot Lending. Originally from St. Louis, he has lived in Southern California since 2012. With more than 8 years of experience helping Active Duty, Veterans, and their families use their VA Loan, he takes great pride in delivering world class customer service. Since 2014, Kevin has helped over 400 families buy or refinance their home using the VA home loan. His passion for educating others on the benefits of the VA loan ensures his clients are informed, empowered, and prepared when it comes time to purchase their new home. Kevin turns what most believe to be a stressful process into a positive experience that they will remember for years to come. In his free time, Kevin enjoys spending time with friends and family, playing golf, and watching Pittsburgh Steelers football!
WHAT his CLIENTS SAY





Would Recommend
Purchase
Marine Corps
By Jonathan T. October 18, 2021
From beginning to end, a stress free experience. Kevin helped us get into our first home several years ago, and has now helped us buy the home of our dreams. His professionalism and knowledge of the industry makes him our first choice for Real Estate assistance.

Loan Officer: Kevin Heffernan
NMLS#1049299





Would Recommend
Purchase
Navy
By Danielle L. October 4, 2021
Kevin is the only loan officer I will ever use! He is always so professional and gets everything done on time. This was the smoothest transaction I’ve ever had so far. Kevin and his team are amazing. We had a quick 21 day close and they came through with flying colors

Loan Officer: Kevin Heffernan
NMLS#1049299





Would Recommend
Purchase
Navy
By Anthony R. July 21, 2021
Kevin was a dream to work with. As first time homeowners, my husband and I had a million questions about the process and Kevin was there to offer immediate answers and guidance. Kevin went above and beyond for us and picked up the slack from our realtor, which turned a stressful situation into a seamless experience. I couldn't recommend a better person to work with, thank you Kevin!! The entire team at MHS lending have provided such a seamless and professional service. Every team member that we interacted with was very thorough and explained each step of the way very clearly. Great job to the mhs lending team!

Loan Officer: Kevin Heffernan
NMLS#1049299





Would Recommend
Purchase
By Carol M. May 28, 2021
I am a realtor and met Kevin through my clients. Kevin was phenomenal throughout the entire process! I highly recommend him to anyone looking for a great lender!

Loan Officer: Kevin Heffernan
NMLS#1049299





Would Recommend
Refinance
Marine Corps
By Jason G. March 3, 2021
The website made applying and sending in the necessary paperwork very easy! Kevin has now helped my wife and I purchase and refinance. He kept us informed throughout both, and the process was very smooth!

Loan Officer: Kevin Heffernan
NMLS#1049299





Would Recommend
Purchase
Navy
By Victor Gomez February 5, 2021
Kevin was amazing! He made sure to explain everything to me very indeoth and ensure I had an understanding with everything going on. As a first time home buyer, I can say that I had a very easy process and a big part of it was because of Kevin. Kevin was amazing! He made sure to explain everything to me very indeoth and ensure I had an understanding with everything going on. As a first time home buyer, I can say that I had a very easy process and a big part of it was because of Kevin.

Loan Officer: Kevin Heffernan
NMLS#1049299





Would Recommend
Refinance
Army
By Eric Brinker December 28, 2020
Kevin and his team was great! The process was quick and easy. We have used Kevin and his team four times. Each time was great! If I ever have to re-fi again I will again go with Kevin and his team!

Loan Officer: Kevin Heffernan
NMLS#1049299





Would Recommend
Purchase
Navy
By Royce Jones
Kevin and his team were very helpful in this process by being patient and always available to answer all of our questions. Kevin is absolutely amazing and went above and beyond to ensure my husband and I are prepared to purchase our home.

Loan Officer: Kevin Heffernan
NMLS#1049299





Would Recommend
By Martiz J.

Loan Officer: Kevin Heffernan
NMLS#1049299





Would Recommend
By Kellie M.

Loan Officer: Kevin Heffernan
NMLS#1049299





Would Recommend
By Russell M.

Loan Officer: Kevin Heffernan
NMLS#1049299





Would Recommend
By Luis S.

Loan Officer: Kevin Heffernan
NMLS#1049299





By Renette C.
The staff were not on very professional, but very friendly as well. They stayed on top of everything and lots of patience.

Loan Officer: Kevin Heffernan
NMLS#1049299





By William H.
Kevin and Jason are amazing!

Loan Officer: Kevin Heffernan
NMLS#1049299





Would Recommend
By Nicanor B.

Loan Officer: Kevin Heffernan
NMLS#1049299





By Stephanie B.
Wonderful customer service ensured the entire process was successful behind the scenes.

Loan Officer: Kevin Heffernan
NMLS#1049299





By Kyle C.
I could not be more happy with the way the whole process went. It was truly an amazing experience and there are not enough great things which can be said. Stellar work from ALL involved!

Loan Officer: Kevin Heffernan
NMLS#1049299




Would Recommend
By Chad O.

Loan Officer: Kevin Heffernan
NMLS#1049299




Would Recommend
By Stephono G.

Loan Officer: Kevin Heffernan
NMLS#1049299





Would Recommend
By Christopher M.

Loan Officer: Kevin Heffernan
NMLS#1049299





Would Recommend
By Gustavo L.

Loan Officer: Kevin Heffernan
NMLS#1049299




Would Recommend
By Anina B.

Loan Officer: Kevin Heffernan
NMLS#1049299




By Katherine K.
Kevin and his team are awesome!!!

Loan Officer: Kevin Heffernan
NMLS#1049299





Would Recommend
By Jaron W.

Loan Officer: Kevin Heffernan
NMLS#1049299




Would Recommend
By Earl F.

Loan Officer: Kevin Heffernan
NMLS#1049299




Would Recommend
By Jason B.

Loan Officer: Kevin Heffernan
NMLS#1049299





Would Recommend
By Dara W.

Loan Officer: Kevin Heffernan
NMLS#1049299




Would Recommend
By Lu W.

Loan Officer: Kevin Heffernan
NMLS#1049299




Would Recommend
By Manuel R.

Loan Officer: Kevin Heffernan
NMLS#1049299





Would Recommend
By Collete J.

Loan Officer: Kevin Heffernan
NMLS#1049299





By Jason W.
I recommend you do not use Bill Umland from align escrow anymore he was the only bad part of the whole process. He either didn’t know answers to my questions or just didn’t respond when I asked questions.

Loan Officer: Kevin Heffernan
NMLS#1049299





Would Recommend
By Debra T.

Loan Officer: Kevin Heffernan
NMLS#1049299





Would Recommend
By Mark M.

Loan Officer: Kevin Heffernan
NMLS#1049299





By Mathew B.
They are very hands on and flex to fit your schedule in order to jump through all the hoops of getting a home loan.

Loan Officer: Kevin Heffernan
NMLS#1049299